(602) 809-0930

located: United States, Buckeye - AZ

Caller Information

602-809-0930 is a contact number on a Cell Number. This tool is signed up in Buckeye, Arizona, AZ.

Phone number styles: 809-0930 (Local dialling)   (602) 809-0930 (Domestic dialling)   +1-602-809-0930 (International dialling) 

1 Report For (602) 809-0930

Report by Sarah Edwards Long ago Unknown
got it at 5:15 AM

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Newest Reports From Comparable Phone Figures.

608-268-9169

13 Report Long ago Unknown
Some called from this phone # 608-268-9169, and when I answered the phone no one was there.It shows on our caller ID that the call is from Madison Wisconsin.

608-268-9169

13 Report Long ago Unknown
They call my house every day! usually i don't answer, but today I did. When I picked up and said 'hello' twice, I heard stifled laughing in the background, and then a human (as in, not machine or recorded) voice say "susan?". susan is my mom's name and when i said 'who is this?', the lady said 'aw shi-' and the line went blank. i tried calling back but the operator said my call could not be forwarded at this time. SO FRUSTRATING!

608-268-9169

13 Report Long ago Unknown
same as everyone elsesays hellosays my namedoes not answerit sounds electronic

608-268-9169

13 Report Long ago Unknown
call but no one there

608-268-9169

13 Report Long ago Unknown
Calling daily with no answer. Call them back to hear "sorry, your call can not be made at this time".  Any suggestions?

608-268-9169

13 Report Long ago Unknown
Someone from number called, said hello then hung up. Second time. Can't call back. What gives?

608-268-9169

13 Report Long ago Unknown
getting sick of this. they call my cell 2-3 times a day for the last 2 weeks. how do you report?

608-268-9169

13 Report Long ago Unknown
Getting tired of calls from this number.

608-268-9169

13 Report Long ago Unknown
PLEASE stop calling!!

608-268-9169

13 Report Long ago Unknown
calls but no one on line

608-268-9169

13 Report Long ago Unknown
no one on the phone!!!

608-268-9169

13 Report Long ago Unknown
Stop calling and never answer don't know u

608-268-9169

13 Report Long ago Unknown
harassing calls

516-453-5654

38 Report Long ago Unknown
I think I did something wrong. The recording asked me to press any # to agree with the pipe line that we've been hearing about and I pressed a #. I am frightened.

516-453-5654

38 Report Long ago Unknown
Repeated calls ....

516-453-5654

38 Report Long ago Unknown
2 calls from this number on Saturday and Sunday, CID reads "Energy Citizen."  No message left.  Put them on call block.

516-453-5654

38 Report Long ago Unknown
Because the DNC does not block calls.   It is only a list!!    Required to be purchased by legitimate businesses who telemarket.   Only a list of names.  No ability to mechanically do anything.   The honor system among those who are lawful.  The unlawful could care less......and will call whomever they want.Got to the  DNC site and read about it....

516-453-5654

38 Report Long ago Unknown
They just called me, too!  When they called I picked it up but didn't say anything, after a few seconds the call disconnected.

516-453-5654

38 Report Long ago Unknown
Have received 2 calls from this number today Sunday! I am on the do not call list. The caller ID shows it as Energy Citizen. I am not answering because if I do then they will know they picked a live number. Why doesn't the do not call list pick this up?!

516-453-5654

38 Report Long ago Unknown
Crabby,  you really need to go to the Do Not Call Registry site and read about how the dnc works.  What it does and what it does not do.   It may help you to understand that it is only a list.   A list of people who do not wish to be called.  All legitimate businesses who Telemarket are required by the FTC to purchase this list at regular intervals.  There are also those who are exempt.  The DNC list does not immunize anyone from receiving unwanted calls.  It has no equipment or ability to mechanically block any calls.   When you consider all of those millions of american companies who are  NOT calling you,  because they are honoring your request,  it  does in fact work as well as any honor system could expect it to work.  Most who complain about the Registry have no clue as to how it works or that most of the calls they complain about are either exempt or unlawful persons who could care less about honoring the DNC.   It will  not stop scammers and the unlawful.  It is like a STOP sign.  Only the lawful will abide.Go to the sight and learn about it before declaring it a farce.  You will even be given the opportunity to OPT OUT if you prefer.

516-453-5654

38 Report Long ago Unknown
Caller ID said the call from this number was from "Timely Biz News." (Is there such a company?)  I do not answer calls from numbers I do not recognize.  Isn't it sad that it has come to this in America???? that you can't even answer your telephone until you check to see who the call is from?  What a nuisance these telemarketers have become.!!!  Or are they really telemarketers?  What is it that they gain from calling people all the time?  Wouldn't they like to have a real job???  Maybe not.  I am on the Do Not Call List and still get calls like this.  The Do Not Call List is a farce….doesn't help a bit.

516-453-5654

38 Report Long ago Unknown
I have been getting several calls per week from these idiots.  No answer.

516-453-5654

38 Report Long ago Unknown
Caller doesn't, speak to ans.. Machine

516-453-5654

38 Report Long ago Unknown
Caller ID listed caller as Energy Citizense, I don't answer calls from people I don't know.

516-453-5654

38 Report Long ago Unknown
keep getting calls from this number no one answers when I say hello , it needs to sotp calling me ever 2 hrs I don't have any debts any where.

516-453-5654

38 Report Long ago Unknown
Received a call from this number tonight, but when I answered the caller hung up.

516-453-5654

38 Report Long ago Unknown
Make these people stop = i'm on all of the do not call lists and they all daily.

516-453-5654

38 Report Long ago Unknown
These people called and woke me from a sound sleep. I am on the national do not call list.

516-453-5654

38 Report Long ago Unknown
REDUCE YOUR DEBT ROBO CALL; CID 'BLUEBONNET BAPT"

516-453-5654

38 Report Long ago Unknown
Keep getting phone calls from this number.  No message left.

516-453-5654

38 Report Long ago Unknown
illegal telemarket spambot robocall

516-453-5654

38 Report Long ago Unknown
Well a recorded message about reducing my debt with no charge to me until it was settled at a reduced rate.  Anyone can get them to settle for 60% and then you owe no fees to these blood suckers.  Told to call 888-990-9395 to get started.  Thats not going to happen.

516-453-5654

38 Report Long ago Unknown
I think I did something wrong. The recording asked me to press any # to agree with the pipe line that we've been hearing about and I pressed a #. I am frightened.

516-453-5654

38 Report Long ago Unknown
Repeated calls ....

516-453-5654

38 Report Long ago Unknown
2 calls from this number on Saturday and Sunday, CID reads "Energy Citizen."  No message left.  Put them on call block.

516-453-5654

38 Report Long ago Unknown
Because the DNC does not block calls.   It is only a list!!    Required to be purchased by legitimate businesses who telemarket.   Only a list of names.  No ability to mechanically do anything.   The honor system among those who are lawful.  The unlawful could care less......and will call whomever they want.Got to the  DNC site and read about it....

516-453-5654

38 Report Long ago Unknown
They just called me, too!  When they called I picked it up but didn't say anything, after a few seconds the call disconnected.

516-453-5654

38 Report Long ago Unknown
Have received 2 calls from this number today Sunday! I am on the do not call list. The caller ID shows it as Energy Citizen. I am not answering because if I do then they will know they picked a live number. Why doesn't the do not call list pick this up?!

516-453-5654

38 Report Long ago Unknown
Crabby,  you really need to go to the Do Not Call Registry site and read about how the dnc works.  What it does and what it does not do.   It may help you to understand that it is only a list.   A list of people who do not wish to be called.  All legitimate businesses who Telemarket are required by the FTC to purchase this list at regular intervals.  There are also those who are exempt.  The DNC list does not immunize anyone from receiving unwanted calls.  It has no equipment or ability to mechanically block any calls.   When you consider all of those millions of american companies who are  NOT calling you,  because they are honoring your request,  it  does in fact work as well as any honor system could expect it to work.  Most who complain about the Registry have no clue as to how it works or that most of the calls they complain about are either exempt or unlawful persons who could care less about honoring the DNC.   It will  not stop scammers and the unlawful.  It is like a STOP sign.  Only the lawful will abide.Go to the sight and learn about it before declaring it a farce.  You will even be given the opportunity to OPT OUT if you prefer.

516-453-5654

38 Report Long ago Unknown
Caller ID said the call from this number was from "Timely Biz News." (Is there such a company?)  I do not answer calls from numbers I do not recognize.  Isn't it sad that it has come to this in America???? that you can't even answer your telephone until you check to see who the call is from?  What a nuisance these telemarketers have become.!!!  Or are they really telemarketers?  What is it that they gain from calling people all the time?  Wouldn't they like to have a real job???  Maybe not.  I am on the Do Not Call List and still get calls like this.  The Do Not Call List is a farce….doesn't help a bit.

516-453-5654

38 Report Long ago Unknown
I have been getting several calls per week from these idiots.  No answer.

516-453-5654

38 Report Long ago Unknown
Caller doesn't, speak to ans.. Machine

516-453-5654

38 Report Long ago Unknown
Caller ID listed caller as Energy Citizense, I don't answer calls from people I don't know.

516-453-5654

38 Report Long ago Unknown
keep getting calls from this number no one answers when I say hello , it needs to sotp calling me ever 2 hrs I don't have any debts any where.

516-453-5654

38 Report Long ago Unknown
Received a call from this number tonight, but when I answered the caller hung up.

516-453-5654

38 Report Long ago Unknown
Make these people stop = i'm on all of the do not call lists and they all daily.

516-453-5654

38 Report Long ago Unknown
These people called and woke me from a sound sleep. I am on the national do not call list.

516-453-5654

38 Report Long ago Unknown
REDUCE YOUR DEBT ROBO CALL; CID 'BLUEBONNET BAPT"

516-453-5654

38 Report Long ago Unknown
Keep getting phone calls from this number.  No message left.

516-453-5654

38 Report Long ago Unknown
illegal telemarket spambot robocall

516-453-5654

38 Report Long ago Unknown
Well a recorded message about reducing my debt with no charge to me until it was settled at a reduced rate.  Anyone can get them to settle for 60% and then you owe no fees to these blood suckers.  Told to call 888-990-9395 to get started.  Thats not going to happen.

407-915-4478

11 Report Long ago Unknown
This number has called three times stating I have made appointment with them and I said no I did not. She would not let me ask who this is . She continued to talk and I continued to say I did not make appointment with them. She said "I must be having a bad day" and then hung up!! I told them I would report them.

407-915-4478

11 Report Long ago Unknown
He said he was from Solar First.  Name was William Hamilton.  Asked if our electric bills were over $150.00.  Do I have a pool? Said I was referred by someone.  Told him my husband handles all the bills.  Said he would call back.

407-915-4478

11 Report Long ago Unknown
I JUST GOT A CALL FROM 407-915-4478. HE ASKED MY NAME AND I SAID YES AND HE HUNG UP..

407-915-4478

11 Report Long ago Unknown
Also received a call from this company, caller was rude and talked so fast I couldn't catch his name or the company name. Called to verify my address and started asking questions about my electric bill. I'm also on the do not call list, but didn't inform him of that while he was on the phone, I just hung up on him. I aske how he got my number and he said that I was probably referred from a pool company to help save money on my electric bill, but he wasn't specific on the referral.

407-915-4478

11 Report Long ago Unknown
Caller ID stated: 5 Solar, 407-915-4478. Caller stated that we were reffered by someone and wanted to know if our average electric bill was greater then 150.00 per month and if we were intrested in reducing that bill. I asked who refered us and he said he was not in that department and gave me 407-778-3038 to find out who refered us. I looked up that number and it is a fax number to Z Coffee @ 580 Cape Code Ln, Altamonte Springs, Fl 32714. When I looked up the caller ID number is is umlisted. I tried to call that number and put me to a mailbox that is full and is not receiving messages. Sounds pretty BS and I'll have more questions if they ever call back.

407-915-4478

11 Report Long ago Unknown
The caller asked about my electric bill. I asked his name- Paul Rouse he said. I asked why was he calling when I am on the "do not call" list. He said I had been referred. I said that did not give him the right to call. He began to argue about the law. I said "you are rude" and hung up. Caller ID says 5, Solar

407-915-4478

11 Report Long ago Unknown
I've been getting all sorts of calls and when I check on the numbers they are usually associated with some kind of "solar energy" gimmick.  I got a call from this number for the first time today.  I checked another cite like this one and it said they callers reported being from "Solar 5."  I didn't answer because I have a call interceptor but I will next time and I will report what happens.

407-915-4478

11 Report Long ago Unknown
Just got a call from this number.  Person was carrying on a conversation with someone else in the office...so the first words I hear as I pick up the phone is...."don't want that s*** on my head"......I continued to listen to the conversation.  There was no recognition that I had picked up the phone, no greeting from the caller. Nothing.  Just a bunch of yacking. Then, they hung up.

407-915-4478

11 Report Long ago Unknown
I kep getting calls for myself and my daughter from this number and they hang up when I ask who they are.

407-915-4478

11 Report Long ago Unknown
Telemarketer, alleging from FPL.  Advised that the number they called was listed on Do Not Call Registry and not to call back.

407-915-4478

11 Report Long ago Unknown
Called saying he was from FPL.  Wanted to confirm house address and began asking questions re: federal stimulus money and wanting to verify whether we qualify.  Cut him off immediately.  Called FPL and lodged a fraud inquiry.

623-242-1658

20 Report Long ago Unknown
I notice i was charged $50 for a magazine service which was supposedly be reader publisher syndicate I call the number that was on my statement  which forward me to a different number turn out to be some call center to talk to sexy single ladies I damn nearly flip the f*** out. THIS IS A SPAM PLEASE DONT BOTHER WASTING YOUR TIME

623-242-1658

20 Report Long ago Unknown
they r fraud. they called me and charged my card $19.90. i called just now to cancel it and ask for a refund

623-242-1658

20 Report Long ago Unknown
same thing here. they called and i said clear as day i DID not want their stupid magazines/books, a month later i get an invoice dated the same day i told them NO! then when i call they cant give any info! so...i wrote them a letter today stating i did not want their "services" (SCAM) or their phone calls. you can talk to them directly at 1800-605-9758. Address 7014 13th Ave. #RS Brooklyn, NY 11228

623-242-1658

20 Report Long ago Unknown
I do not want any magazines. I cancelled the order when I realized what it was. I was confused when the girl called. She talked so quickly that I thought it was an order that I had done online. I am going to be traveling this year and have stopped all mail. i had spent time up to now  to cancel any magazines that we had been getting. Thanks for any help.We are leaving February 11 for the first 3 months.

623-242-1658

20 Report Long ago Unknown
I attempted to cancel my subscription by mail and I have not been contacted by RPS.  Could you give me their contact information please? (phone number and e-mail)

623-242-1658

20 Report Long ago Unknown
The exact same thing has happened to me. I'm glad I am not the only one. I feel that I am going to have to take legal action to cancel this stupid thing. They are very harassing, I feel so stupid.

623-242-1658

20 Report Long ago Unknown
I purchased the magazines, but cancelled within the 3 days.  This was in December 2009. I have recieved calls that I owe RPS over $1,000.00 for the magazines because they "PREPAID" my order. I explained over and over again that I cancelled by email and by phone within the three days,  and  I was not receiving any magazines, I was told that I wasn't receiveing any books because I didn't pay. I received a call from a guy saying he was from an attorney office representing RPS, I explained again to him of the cancellation and not receiving the magazines, he told me I am receiving the magazines, I asked him to to verify that the magazines are coming to my house and that I received them, he hung up on me.  Today 11/9/10, I received another call from an attorney of sorts asking if I wanted to settle with a payment plan at a reduced price. I once again explained I cancelled and have not received any magazines and that I refuse to pay for something I haven't recevied. He stated RPS says I had recieved Woman's Day and Redbook, now how can they tell me I received anything when I haven't, I've cancelled the subscription and no payments have been made. I'm in the process of contacting the Attorney General for my State and seek legal help. I am tried of he harrassment....

623-242-1658

20 Report Long ago Unknown
The made themselves sound like Publishers Clearing House.  They told me I would only have to make 2 payments.....come to find out it was 24.  Horrible company, horrible costumer service. Tell them where to shove it if they call you!

623-242-1658

20 Report Long ago Unknown
Caller called for the first time today.

623-242-1658

20 Report Long ago Unknown
Caller called for the first time today.02-24-10:  I've receive a call from 623-242-1658 unknown caller.  I do not answer calls that are unknown callers.Who is it?   How do I stop this unknown caller.Thanks.

623-242-1658

20 Report Long ago Unknown
They're trying to sell magazine subscriptions. I called them back and demanded to be removed from their call list.

623-242-1658

20 Report Long ago Unknown
Called back ... got voice mail. It's a magazine publishing advertising company.

623-242-1658

20 Report Long ago Unknown
I am curious about this RPS company. How was it using the airline tickets?

623-242-1658

20 Report Long ago Unknown
Publishers sweepstakes. They also called from 866 numbers that i didn't answer. I supposedly am entered to win $1,000,000.  I also get 7 free magazines a month free. It will only cost $24.95 a month. Plus (since i mentioned i like to travel) i also won 2 free round trip tickets to anywhere in the u.s., hawaii or cancun, mexico. I just need to sign up for the magazine prescription. They call themselves Readers Publications Syndicate. Also, The free tickets are free when you book a hotel through some new travel company. He didn't know the name of the company. Sketchy. I recommend staying away from a company that doesn't have the answers to important questions.

623-242-1658

20 Report Long ago Unknown
Received a call on my cell phone from "publishers".They knew my wifes's name but called my phone.They said this was the number she gave them.WRONG!  My wife NEVER gives out our cell numbers and NEVER correspondes with "publishers".  Is this spam or scam?

623-242-1658

20 Report Long ago Unknown
Nope, your wrong it's a telemarketer requesting insurance information.Shame on you for making people believe that our President would stoop to the Republican tactics.  Your response is erroneous.  However, what can you expect from another misinformed voter.

623-242-1658

20 Report Long ago Unknown
called twice today--didnt answer

623-242-1658

20 Report Long ago Unknown
got it many many many times today.  didn't pick up.  what is it??

623-242-1658

20 Report Long ago Unknown
Got a call from them

623-242-1658

20 Report Long ago Unknown
caller called for the first time today

804-234-9065

10 Report Long ago Unknown
PentaGroup Financial Debt collectors804-234-9065  no message

804-234-9065

10 Report Long ago Unknown
Shady dude - not to be racist, but it sounded like a black person.  Don't call this guy back.  Block this number if you can.

804-234-9065

10 Report Long ago Unknown
getting calls on cell phone - never leaves message

804-234-9065

10 Report Long ago Unknown
File complaints with Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=enYour State Attorney General State Attorney General is every state they have offices Link to all State Attorney General Websites www.naag.orgIf you or they are located in NY – use this SPECIAL Link  www.NYDebtHelp.comThis special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE’S CRACKING DOWN AND SHUTTING THEM DOWN!Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies – report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0COLLECTION AGENCIES DO NOT WANT YOU TO KNOW THIS INFORMATION! FROM www.budhibbs.com  A CONSUMER ADVOCATE WEBSITE that specializes in Debt Collections and offers assistance to consumers.  THEY ALSO EXPOSE THE WORST FDCPA VIOLATORS IN THE COUNTRYDealing with debt collectors http://www.budhibbs.com/start.htmlStatute of limitations by state – always double check directly with your own State Government Websitehttp://www.budhibbs.com/statute_of_limitations.htmRecording calls from debt collectors – always double check with your own State Government website http://www.budhibbs.com/record.htmFrom FEDERAL TRADE COMMISSION WEBSITE – FAIR DEBT COLLECTION PRACTICES ACT http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre18.shtmThe FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.Debt Collection FAQs: A Guide for ConsumersIf you’re behind in paying your bills, or a creditor’s records mistakenly make it appear that you are, a debt collector may be contacting you. The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.Here are some questions and answers about your rights under the Act.What types of debts are covered?The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn’t cover debts you incurred to run a business.Can a debt collector contact me any time or any place? No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they’re told (orally or in writing) that you’re not allowed to get calls there.How can I stop a debt collector from contacting me?If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter – even if you don’t think you owe the debt, can’t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don’t want the collector to contact you again, tell the collector – in writing – to stop contacting you. Here’s how to do that:Make a copy of your letter. Send the original by certified mail, and pay for a “return receipt” so you’ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt. Can a debt collector contact anyone else about my debt?If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don’t have an attorney, a collector may contact other people – but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.What does the debt collector have to tell me about the debt? Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money. Can a debt collector keep contacting me if I don’t think I owe any money? If you send the debt collector a letter stating that you don’t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.What practices are off limits for debt collectors?Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:use threats of violence or harm; publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies); use obscene or profane language; or repeatedly use the phone to annoy someone. False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:falsely claim that they are attorneys or government representatives; falsely claim that you have committed a crime; falsely represent that they operate or work for a credit reporting company; misrepresent the amount you owe; indicate that papers they send you are legal forms if they aren’t; or indicate that papers they send to you aren’t legal forms if they are. Debt collectors also are prohibited from saying that:you will be arrested if you don’t pay your debt; they’ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or legal action will be taken against you, if doing so would be illegal or if they don’t intend to take the action. Debt collectors may not:give false credit information about you to anyone, including a credit reporting company; send you anything that looks like an official document from a court or government agency if it isn’t; or use a false company name. Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt – or your state law – allows the charge; deposit a post-dated check early; take or threaten to take your property unless it can be done legally; or contact you by postcard. Can I control which debts my payments apply to? Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don’t think you owe.Can a debt collector garnish my bank account or my wages?If you don’t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt. Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don’t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.Can federal benefits be garnished?Many federal benefits are exempt from garnishment, including: Social Security Benefits Supplemental Security Income (SSI) Benefits Veterans’ Benefits Civil Service and Federal Retirement and Disability Benefits Service Members’ Pay Military Annuities and Survivors’ Benefits Student Assistance Railroad Retirement Benefits Merchant Seamen Wages Longshoremen’s and Harbor Workers’ Death and Disability Benefits Foreign Service Retirement and Disability Benefits Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S. Federal Emergency Management Agency Federal Disaster Assistance But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans. Do I have any recourse if I think a debt collector has violated the law? You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can’t prove that you suffered actual damages. You also can be reimbursed for your attorney’s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector’s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.What should I do if a debt collector sues me?If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights. Where do I report a debt collector for an alleged violation?Report any problems you have with a debt collector to your state Attorney General’s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General’s office can help you determine your rights under your state’s law.For More InformationTo learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government’s portal to financial education.

804-234-9065

10 Report Long ago Unknown
ditto - receiving many calls a day from this number.  I have no idea who it is - they dont leave a message.

804-234-9065

10 Report Long ago Unknown
it does not work that way! YOU HAVE TO MAKE THEM STOP YOURSELF!  YOU send them a cease commincations letter -ceritified mail- return receiptLog all calls received after they receive the cease communications letterRecord calls for proof in court when YOU SUE THEM! File complaints with Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=enYour State Attorney General State Attorney General is every state they have offices Link to all State Attorney General Websites www.naag.orgIf you or they are located in NY – use this SPECIAL Link  www.NYDebtHelp.comThis special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE’S CRACKING DOWN AND SHUTTING THEM DOWN!Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies – report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0COLLECTION AGENCIES DO NOT WANT YOU TO KNOW THIS INFORMATION! FROM www.budhibbs.com  A CONSUMER ADVOCATE WEBSITE that specializes in Debt Collections and offers assistance to consumers.  THEY ALSO EXPOSE THE WORST FDCPA VIOLATORS IN THE COUNTRYDealing with debt collectors http://www.budhibbs.com/start.htmlStatute of limitations by state – always double check directly with your own State Government Websitehttp://www.budhibbs.com/statute_of_limitations.htmRecording calls from debt collectors – always double check with your own State Government website http://www.budhibbs.com/record.htmFrom FEDERAL TRADE COMMISSION WEBSITE – FAIR DEBT COLLECTION PRACTICES ACT http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre18.shtmThe FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.Debt Collection FAQs: A Guide for ConsumersIf you’re behind in paying your bills, or a creditor’s records mistakenly make it appear that you are, a debt collector may be contacting you. The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.Here are some questions and answers about your rights under the Act.What types of debts are covered?The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn’t cover debts you incurred to run a business.Can a debt collector contact me any time or any place? No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they’re told (orally or in writing) that you’re not allowed to get calls there.How can I stop a debt collector from contacting me?If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter – even if you don’t think you owe the debt, can’t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don’t want the collector to contact you again, tell the collector – in writing – to stop contacting you. Here’s how to do that:Make a copy of your letter. Send the original by certified mail, and pay for a “return receipt” so you’ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt. Can a debt collector contact anyone else about my debt?If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don’t have an attorney, a collector may contact other people – but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.What does the debt collector have to tell me about the debt? Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money. Can a debt collector keep contacting me if I don’t think I owe any money? If you send the debt collector a letter stating that you don’t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.What practices are off limits for debt collectors?Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:use threats of violence or harm; publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies); use obscene or profane language; or repeatedly use the phone to annoy someone. False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:falsely claim that they are attorneys or government representatives; falsely claim that you have committed a crime; falsely represent that they operate or work for a credit reporting company; misrepresent the amount you owe; indicate that papers they send you are legal forms if they aren’t; or indicate that papers they send to you aren’t legal forms if they are. Debt collectors also are prohibited from saying that:you will be arrested if you don’t pay your debt; they’ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or legal action will be taken against you, if doing so would be illegal or if they don’t intend to take the action. Debt collectors may not:give false credit information about you to anyone, including a credit reporting company; send you anything that looks like an official document from a court or government agency if it isn’t; or use a false company name. Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt – or your state law – allows the charge; deposit a post-dated check early; take or threaten to take your property unless it can be done legally; or contact you by postcard. Can I control which debts my payments apply to? Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don’t think you owe.Can a debt collector garnish my bank account or my wages?If you don’t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt. Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don’t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.Can federal benefits be garnished?Many federal benefits are exempt from garnishment, including: Social Security Benefits Supplemental Security Income (SSI) Benefits Veterans’ Benefits Civil Service and Federal Retirement and Disability Benefits Service Members’ Pay Military Annuities and Survivors’ Benefits Student Assistance Railroad Retirement Benefits Merchant Seamen Wages Longshoremen’s and Harbor Workers’ Death and Disability Benefits Foreign Service Retirement and Disability Benefits Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S. Federal Emergency Management Agency Federal Disaster Assistance But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans. Do I have any recourse if I think a debt collector has violated the law? You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can’t prove that you suffered actual damages. You also can be reimbursed for your attorney’s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector’s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.What should I do if a debt collector sues me?If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights. Where do I report a debt collector for an alleged violation?Report any problems you have with a debt collector to your state Attorney General’s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General’s office can help you determine your rights under your state’s law.For More InformationTo learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government’s portal to financial education.

804-234-9065

10 Report Long ago Unknown
stupid call keeps coming and i am sick of em please tell them to quit

804-234-9065

10 Report Long ago Unknown
I keep receiving these calls as well.  When I call them back they state that it is not their number, that this number that I am calling comes up on their caller identification as a different number.  I am reporting them to the FCC, as I too am tired of the phone calls, especially since I pay my bills on time and could care less about the deadbeat who lived here before who forgot to pay his bills!

804-234-9065

10 Report Long ago Unknown
I have been recieving calls from 804-234-9065, when I try and call back the guy is a real a**, and does not know why he called my number. I am sick of this man calling me.

804-234-9065

10 Report Long ago Unknown
Andrew Maranrick was on the caller ID. I am sick of it, 10 t0 20 calls a day from numbers I don't know... I don't answer anyway if you are not in my phone book.

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