(818) 638-7270

located: United States, Glendale - CA

Caller Information

818-638-7270 is a contact number on a Cell Number. This tool is signed up in Glendale, California, CA.

Phone number styles: 638-7270 (Local dialling)   (818) 638-7270 (Domestic dialling)   +1-818-638-7270 (International dialling) 

98 Report For (818) 638-7270

Report by SPK Long ago Unknown
Who are these people? This guy said he was going to blow my head off.
Report by Tom Wilson Long ago Unknown
The caller has a very thick Hispanic accent and is asking for someone I can't identify. I have only had this cell phone number for a couple of months, and it sounds like bill collector.Calling this number back gives me a "phone number disconnected" message, so I can't even properly identify the company.
Report by Mama Duck Long ago Unknown
Keeps calling my work phone....I never answer and they never leave a message....
Report by Angie Long ago Unknown
It's so weird, I've been getting calls from them A LOT, at least twice a day. I don't pick up now, and they leave a message on my phone with background noise. Would really love to know what's going on, it's really annoying.
Report by Vx Long ago Unknown
8:57 am, just got a call from this number. Didn't answer, no message. Alot of 818 prank calls lately.
Report by Dick hertz Long ago Unknown
I received this call,  it showed up as +81-863-87-270.  The schmuck that is making this call must be a real dumbass. I don't answer any calls that I don't recognize.  If it was the Fed's, they don't call or e-mail you, they will come to your house or place of employment if they are looking for you.
Report by halapinyo Long ago Unknown
George-Ignore Nick Gname.  He is rude.  I know many intelligent people, but they still can't spell.
Report by Nick Gname Long ago Unknown
Many people mispronouce illegal as you spell it but the word is "illegal." ILL+legal, what the hell is wrong with ur education sysstem??
Report by George Long ago Unknown
Well how many of us are involved in elegal activity or are part of an underground organization?
Report by Tiffany Long ago Unknown
I get calls from this number at least twice a day. Most of the time I ignore it, but when I do answer it ends up hanging up on me. Calling back only results in a 'Disconnected' message. Several times, though I have gotten voices. Once I was told they were for college courses online. Once I heard them say Education connection, but they never stay on the line long. Every time I've gotten a response from them I asked them to take me off the calling list, but I still get calls.I haven't even ever given my info to Education Connection..
Report by JOHN Long ago Unknown
I JUST GOT A CALL ALSO, NOW THERE ON MY BLOCK LIST
Report by Anthony Long ago Unknown
When I picked up there was a male voice on the line who did not respond.  Call was from California.  He called me at my job out of state.
Report by nick Long ago Unknown
i just got a call from this number and the interesting thing is that you can't reach anyone when you call it back...sounds like and fbi number....
Report by Movingonover Long ago Unknown
This is what I looked up to it's a land line in Glendale, CA.
Report by TERRORIST HUNTER Long ago Unknown
THE FBI NUMBER AGAURA HILLS CALIFORNIA818-638-7270
Report by bspen Long ago Unknown
Same thing happened here- called it back and it has been disconnected.
Report by Meg Long ago Unknown
Caller hangs up when answered. Try to call number back and it says the number is disconnected...???
Report by Rob Long ago Unknown
Caller wa sasking for a marc. idk what this is about. Maybe they are checkeing if anybody is home?
Report by Li Long ago Unknown
just got a call from this number and no idea who it is- anyone have any idea?
Report by nick Long ago Unknown
i just got a call from this number and i cant call it back who is it can u tell me
Report by SPK Long ago Unknown
Who are these people? This guy said he was going to blow my head off.
Report by Tom Wilson Long ago Unknown
The caller has a very thick Hispanic accent and is asking for someone I can't identify. I have only had this cell phone number for a couple of months, and it sounds like bill collector.Calling this number back gives me a "phone number disconnected" message, so I can't even properly identify the company.
Report by Mama Duck Long ago Unknown
Keeps calling my work phone....I never answer and they never leave a message....
Report by Angie Long ago Unknown
It's so weird, I've been getting calls from them A LOT, at least twice a day. I don't pick up now, and they leave a message on my phone with background noise. Would really love to know what's going on, it's really annoying.
Report by Vx Long ago Unknown
8:57 am, just got a call from this number. Didn't answer, no message. Alot of 818 prank calls lately.
Report by Dick hertz Long ago Unknown
I received this call,  it showed up as +81-863-87-270.  The schmuck that is making this call must be a real dumbass. I don't answer any calls that I don't recognize.  If it was the Fed's, they don't call or e-mail you, they will come to your house or place of employment if they are looking for you.
Report by halapinyo Long ago Unknown
George-Ignore Nick Gname.  He is rude.  I know many intelligent people, but they still can't spell.
Report by Nick Gname Long ago Unknown
Many people mispronouce illegal as you spell it but the word is "illegal." ILL+legal, what the hell is wrong with ur education sysstem??
Report by George Long ago Unknown
Well how many of us are involved in elegal activity or are part of an underground organization?
Report by Tiffany Long ago Unknown
I get calls from this number at least twice a day. Most of the time I ignore it, but when I do answer it ends up hanging up on me. Calling back only results in a 'Disconnected' message. Several times, though I have gotten voices. Once I was told they were for college courses online. Once I heard them say Education connection, but they never stay on the line long. Every time I've gotten a response from them I asked them to take me off the calling list, but I still get calls.I haven't even ever given my info to Education Connection..
Report by JOHN Long ago Unknown
I JUST GOT A CALL ALSO, NOW THERE ON MY BLOCK LIST
Report by Anthony Long ago Unknown
When I picked up there was a male voice on the line who did not respond.  Call was from California.  He called me at my job out of state.
Report by nick Long ago Unknown
i just got a call from this number and the interesting thing is that you can't reach anyone when you call it back...sounds like and fbi number....
Report by Movingonover Long ago Unknown
This is what I looked up to it's a land line in Glendale, CA.
Report by TERRORIST HUNTER Long ago Unknown
THE FBI NUMBER AGAURA HILLS CALIFORNIA818-638-7270
Report by bspen Long ago Unknown
Same thing happened here- called it back and it has been disconnected.
Report by Meg Long ago Unknown
Caller hangs up when answered. Try to call number back and it says the number is disconnected...???
Report by Rob Long ago Unknown
Caller wa sasking for a marc. idk what this is about. Maybe they are checkeing if anybody is home?
Report by Li Long ago Unknown
just got a call from this number and no idea who it is- anyone have any idea?
Report by nick Long ago Unknown
i just got a call from this number and i cant call it back who is it can u tell me
Report by SPK Long ago Unknown
Who are these people? This guy said he was going to blow my head off.
Report by Tom Wilson Long ago Unknown
The caller has a very thick Hispanic accent and is asking for someone I can't identify. I have only had this cell phone number for a couple of months, and it sounds like bill collector.Calling this number back gives me a "phone number disconnected" message, so I can't even properly identify the company.
Report by Mama Duck Long ago Unknown
Keeps calling my work phone....I never answer and they never leave a message....
Report by Angie Long ago Unknown
It's so weird, I've been getting calls from them A LOT, at least twice a day. I don't pick up now, and they leave a message on my phone with background noise. Would really love to know what's going on, it's really annoying.
Report by Vx Long ago Unknown
8:57 am, just got a call from this number. Didn't answer, no message. Alot of 818 prank calls lately.
Report by Dick hertz Long ago Unknown
I received this call,  it showed up as +81-863-87-270.  The schmuck that is making this call must be a real dumbass. I don't answer any calls that I don't recognize.  If it was the Fed's, they don't call or e-mail you, they will come to your house or place of employment if they are looking for you.
Report by halapinyo Long ago Unknown
George-Ignore Nick Gname.  He is rude.  I know many intelligent people, but they still can't spell.
Report by Nick Gname Long ago Unknown
Many people mispronouce illegal as you spell it but the word is "illegal." ILL+legal, what the hell is wrong with ur education sysstem??
Report by George Long ago Unknown
Well how many of us are involved in elegal activity or are part of an underground organization?
Report by Tiffany Long ago Unknown
I get calls from this number at least twice a day. Most of the time I ignore it, but when I do answer it ends up hanging up on me. Calling back only results in a 'Disconnected' message. Several times, though I have gotten voices. Once I was told they were for college courses online. Once I heard them say Education connection, but they never stay on the line long. Every time I've gotten a response from them I asked them to take me off the calling list, but I still get calls.I haven't even ever given my info to Education Connection..
Report by JOHN Long ago Unknown
I JUST GOT A CALL ALSO, NOW THERE ON MY BLOCK LIST
Report by Anthony Long ago Unknown
When I picked up there was a male voice on the line who did not respond.  Call was from California.  He called me at my job out of state.
Report by nick Long ago Unknown
i just got a call from this number and the interesting thing is that you can't reach anyone when you call it back...sounds like and fbi number....
Report by Movingonover Long ago Unknown
This is what I looked up to it's a land line in Glendale, CA.
Report by TERRORIST HUNTER Long ago Unknown
THE FBI NUMBER AGAURA HILLS CALIFORNIA818-638-7270
Report by bspen Long ago Unknown
Same thing happened here- called it back and it has been disconnected.
Report by Meg Long ago Unknown
Caller hangs up when answered. Try to call number back and it says the number is disconnected...???
Report by Rob Long ago Unknown
Caller wa sasking for a marc. idk what this is about. Maybe they are checkeing if anybody is home?
Report by Li Long ago Unknown
just got a call from this number and no idea who it is- anyone have any idea?
Report by nick Long ago Unknown
i just got a call from this number and i cant call it back who is it can u tell me
Report by SPK Long ago Unknown
Who are these people? This guy said he was going to blow my head off.
Report by Tom Wilson Long ago Unknown
The caller has a very thick Hispanic accent and is asking for someone I can't identify. I have only had this cell phone number for a couple of months, and it sounds like bill collector.Calling this number back gives me a "phone number disconnected" message, so I can't even properly identify the company.
Report by Mama Duck Long ago Unknown
Keeps calling my work phone....I never answer and they never leave a message....
Report by Angie Long ago Unknown
It's so weird, I've been getting calls from them A LOT, at least twice a day. I don't pick up now, and they leave a message on my phone with background noise. Would really love to know what's going on, it's really annoying.
Report by Vx Long ago Unknown
8:57 am, just got a call from this number. Didn't answer, no message. Alot of 818 prank calls lately.
Report by Dick hertz Long ago Unknown
I received this call,  it showed up as +81-863-87-270.  The schmuck that is making this call must be a real dumbass. I don't answer any calls that I don't recognize.  If it was the Fed's, they don't call or e-mail you, they will come to your house or place of employment if they are looking for you.
Report by Nick Gname Long ago Unknown
Many people mispronouce illegal as you spell it but the word is "illegal." ILL+legal, what the hell is wrong with ur education sysstem??
Report by George Long ago Unknown
Well how many of us are involved in elegal activity or are part of an underground organization?
Report by Tiffany Long ago Unknown
I get calls from this number at least twice a day. Most of the time I ignore it, but when I do answer it ends up hanging up on me. Calling back only results in a 'Disconnected' message. Several times, though I have gotten voices. Once I was told they were for college courses online. Once I heard them say Education connection, but they never stay on the line long. Every time I've gotten a response from them I asked them to take me off the calling list, but I still get calls.I haven't even ever given my info to Education Connection..
Report by JOHN Long ago Unknown
I JUST GOT A CALL ALSO, NOW THERE ON MY BLOCK LIST
Report by Anthony Long ago Unknown
When I picked up there was a male voice on the line who did not respond.  Call was from California.  He called me at my job out of state.
Report by nick Long ago Unknown
i just got a call from this number and the interesting thing is that you can't reach anyone when you call it back...sounds like and fbi number....
Report by Movingonover Long ago Unknown
This is what I looked up to it's a land line in Glendale, CA.
Report by TERRORIST HUNTER Long ago Unknown
THE FBI NUMBER AGAURA HILLS CALIFORNIA818-638-7270
Report by bspen Long ago Unknown
Same thing happened here- called it back and it has been disconnected.
Report by Meg Long ago Unknown
Caller hangs up when answered. Try to call number back and it says the number is disconnected...???
Report by Rob Long ago Unknown
Caller wa sasking for a marc. idk what this is about. Maybe they are checkeing if anybody is home?
Report by Li Long ago Unknown
just got a call from this number and no idea who it is- anyone have any idea?
Report by nick Long ago Unknown
i just got a call from this number and i cant call it back who is it can u tell me
Report by SPK Long ago Unknown
Who are these people? This guy said he was going to blow my head off.
Report by Tom Wilson Long ago Unknown
The caller has a very thick Hispanic accent and is asking for someone I can't identify. I have only had this cell phone number for a couple of months, and it sounds like bill collector.Calling this number back gives me a "phone number disconnected" message, so I can't even properly identify the company.
Report by Mama Duck Long ago Unknown
Keeps calling my work phone....I never answer and they never leave a message....
Report by Angie Long ago Unknown
It's so weird, I've been getting calls from them A LOT, at least twice a day. I don't pick up now, and they leave a message on my phone with background noise. Would really love to know what's going on, it's really annoying.
Report by Vx Long ago Unknown
8:57 am, just got a call from this number. Didn't answer, no message. Alot of 818 prank calls lately.
Report by Dick hertz Long ago Unknown
I received this call,  it showed up as +81-863-87-270.  The schmuck that is making this call must be a real dumbass. I don't answer any calls that I don't recognize.  If it was the Fed's, they don't call or e-mail you, they will come to your house or place of employment if they are looking for you.
Report by Nick Gname Long ago Unknown
Many people mispronouce illegal as you spell it but the word is "illegal." ILL+legal, what the hell is wrong with ur education sysstem??
Report by George Long ago Unknown
Well how many of us are involved in elegal activity or are part of an underground organization?
Report by Tiffany Long ago Unknown
I get calls from this number at least twice a day. Most of the time I ignore it, but when I do answer it ends up hanging up on me. Calling back only results in a 'Disconnected' message. Several times, though I have gotten voices. Once I was told they were for college courses online. Once I heard them say Education connection, but they never stay on the line long. Every time I've gotten a response from them I asked them to take me off the calling list, but I still get calls.I haven't even ever given my info to Education Connection..
Report by JOHN Long ago Unknown
I JUST GOT A CALL ALSO, NOW THERE ON MY BLOCK LIST
Report by Anthony Long ago Unknown
When I picked up there was a male voice on the line who did not respond.  Call was from California.  He called me at my job out of state.
Report by nick Long ago Unknown
i just got a call from this number and the interesting thing is that you can't reach anyone when you call it back...sounds like and fbi number....
Report by Movingonover Long ago Unknown
This is what I looked up to it's a land line in Glendale, CA.
Report by TERRORIST HUNTER Long ago Unknown
THE FBI NUMBER AGAURA HILLS CALIFORNIA818-638-7270
Report by bspen Long ago Unknown
Same thing happened here- called it back and it has been disconnected.
Report by Meg Long ago Unknown
Caller hangs up when answered. Try to call number back and it says the number is disconnected...???
Report by Rob Long ago Unknown
Caller wa sasking for a marc. idk what this is about. Maybe they are checkeing if anybody is home?
Report by Li Long ago Unknown
just got a call from this number and no idea who it is- anyone have any idea?
Report by nick Long ago Unknown
i just got a call from this number and i cant call it back who is it can u tell me

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Just a quick update, I am quite skilled in the internet domain and have mnaged to identify the president of CRA. Listed as Hap Seiders. White Pages listing of:Hap Seiders  100 Willow Mill Park RdMechanicsburg, PA 17050-1761(717) 620-8517Why dont we start calling him at his house? Im calling first thing tomorrow. And I will be an "associate of CRA" wanting to collect a debt. Pretty sure that will be a nice touch.

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17 Report Long ago Unknown
Stay OFF the phone and send them this "drop dead" letter VIA certified mail with return receipt requested: Your NameYour Address Collector's NameCollector's Address VIA CERTIFIED MAILRE: [insert account number or name of account or name of debt]: Dear [insert collector's name or company name], This letter is in response to your [letter dated xx-xx-2005] (copy enclosed) or [phone call on xx-xx-2005], concerning the collection of the above referenced [account or date]. I do not believe I owe what you say I owe therefore I dispute this debt. I am well aware of my rights under the Fair Debt Collection Practices Act (FDCPA) and my state laws so I hope to save both of us a great deal of time by letting you know that not only do I dispute the validity of this debt, I have also checked with my State Attorney General and verified that the Statute of Limitations for enforcing this type of debt through the courts in (insert your state or the state in which the contract was signed) has expired. Therefore, should you decide to pursue this matter in court I intend to inform the court of my dispute of this debt and that the "statute of limitations" has expired. This letter is your formal notification that I consider this matter closed and demand that you, or anyone affiliated with your company, stop contacting me regarding this or any other matter except to advise me that your debt collection efforts are being terminated or that you or the creditor are taking specific actions allowed by the FDCPA or my state laws. Be advised that I consider any contact not in accordance with the Fair Debt Collection Practices Act a serious violation of the law and will immediately report any violations to my State Attorney General, to the Federal Trade Commission and, if necessary, take whatever legal action is necessary to protect myself. Be advised that I tape record all phone calls and violations of the FDCPA can result in you or your company being personally fined up to $1,000 per incident. (Sign above name)Printed Name http://www.fair-debt-collection.com/Disputing ... ute-letter.htmlPS--While you are at it, file a complaint with the FTC for the following violations:Failure to warn the debtor that the communication is from a debt collector and that any information obtained will be used to collect a debt. Yelling or screaming at the debtor. Falsely threatening a lawsuit. Pretending he is an attorney or calling from a law firm. Lying about his identity and the identify of his or her company.Failing to properly advise the debtor of their right to demand validation and verification of the debt.http://www.fdcpalaw.net/violations.phphttp://www.ftc.gov/ftc/contact.shtm

430-200-0007

17 Report Long ago Unknown
Was badgered for about 15 minutes by a guy from this number who claimed that he was an attorney trying to collect a debt from 2002. He spouted off all the information that he had on me to include my current employer, my wifes name, all my credit cards/auto loans and the amount that I had been paying on them. Told me that they had sent me multiple letters and that they were "giving me a chance to pay" the debt before suing me. Any question I asked him was met with rudeness, yelling and threats. I asked him who he worked for & he replied," Im an associate, I dont work for anyone!" He told me that I had 1 hour to pay the debt or I had better start looking through the phone book for a good attorney. He did not want to disclose any information regarding who he was. I asked for a number to cal him back after verifying who he was and he hung up on me. I called back the caller ID number from a different phone & spoke with an "associate." I asked her what this company was to which she replied "CRA." I asked her "what exactly is CRA and what do you do?" Then was hung up on again. These people can kiss my a$$. The statute of limitations has passed on this debt, whether mine or not, so All I have to say to them if they read this is...If you want to take me to court, thats fine, Just spell my name right & be ready for one hell of a fight.

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17 Report Long ago Unknown
I received a call from this number on my work line which I do not give out to creditors mind you... They claimed to be from a legal processing center and process paperwork. Good thing I know I have no pending or possible legal issues or I would have fell for it. I have been living in my home for 2 years and have had the same cell number for 8 years so I KNEW this had to be a scam. I will be reporting them to the BBB and the state office for harassment on a state office line...

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17 Report Long ago Unknown
they purchased an old beyond statute of limitations debt for pennies. When they come upon an informed consumer who does not fall for their BS, the write off the FULL amount of the debt in dollars (hundreds or thousands)Then File FALSE 1099C income reports with the IRS.  So the IRS then comes after you for unreported income.  ITS NOT INCOME.  Not even the original creditor can file 1099c on charged off accounts.  ITS PURE BS AND NOT VALID.  ITS JUST A MATTER OF TIME UNTIL THE IRS STOPS THIS PRACTICE. So they falsify their income writing off dollars when they only lost pennies and they try to make trouble for you with the IRS.  Follow the instructions below and file complaints.  Its the only way to stop them File complaints with Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=enYour State Attorney General State Attorney General is every state they have offices Link to all State Attorney General Websites www.naag.orgIf you or they are located in NY – use this SPECIAL Link  www.NYDebtHelp.comThis special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE’S CRACKING DOWN AND SHUTTING THEM DOWN!Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies – report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!    The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!Dealing with Debt Collectors http://www.budhibbs.com/start.htmlStatute of Limitations by State – always double check YOUR OWN STATE Government Website http://www.budhibbs.com/statute_of_limitations.htmRecording calls from Debt Collectors - always double check YOUR OWN STATE Government Websitehttp://www.budhibbs.com/record.htmFrom Federal Trade Commission Website – FAIR DEBT COLLECTION PRACTICES ACT Debt Collection FAQs: A Guide for ConsumersIf you’re behind in paying your bills, or a creditor’s records mistakenly make it appear that you are, a debt collector may be contacting you. The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.Here are some questions and answers about your rights under the Act.What types of debts are covered?The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn’t cover debts you incurred to run a business.Can a debt collector contact me any time or any place? No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they’re told (orally or in writing) that you’re not allowed to get calls there.How can I stop a debt collector from contacting me?If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter – even if you don’t think you owe the debt, can’t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don’t want the collector to contact you again, tell the collector – in writing – to stop contacting you. Here’s how to do that:Make a copy of your letter. Send the original by certified mail, and pay for a “return receipt” so you’ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt. Can a debt collector contact anyone else about my debt?If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don’t have an attorney, a collector may contact other people – but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.What does the debt collector have to tell me about the debt? Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money. Can a debt collector keep contacting me if I don’t think I owe any money? If you send the debt collector a letter stating that you don’t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.What practices are off limits for debt collectors?Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:     use threats of violence or harm;     publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);     use obscene or profane language; or     repeatedly use the phone to annoy someone. False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:     falsely claim that they are attorneys or government representatives;     falsely claim that you have committed a crime;     falsely represent that they operate or work for a credit reporting company;     misrepresent the amount you owe;     indicate that papers they send you are legal forms if they aren’t; or     indicate that papers they send to you aren’t legal forms if they are. Debt collectors also are prohibited from saying that:     you will be arrested if you don’t pay your debt;     they’ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or     legal action will be taken against you, if doing so would be illegal or if they don’t intend to take the action. Debt collectors may not:     give false credit information about you to anyone, including a credit reporting company;     send you anything that looks like an official document from a court or government agency if it isn’t; or     use a false company name. Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:     try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt – or your state law – allows the charge;     deposit a post-dated check early;     take or threaten to take your property unless it can be done legally; or     contact you by postcard. Can I control which debts my payments apply to? Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don’t think you owe.Can a debt collector garnish my bank account or my wages?If you don’t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt. Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don’t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.Can federal benefits be garnished?Many federal benefits are exempt from garnishment, including:     Social Security Benefits     Supplemental Security Income (SSI) Benefits     Veterans’ Benefits     Civil Service and Federal Retirement and Disability Benefits     Service Members’ Pay     Military Annuities and Survivors’ Benefits     Student Assistance     Railroad Retirement Benefits     Merchant Seamen Wages     Longshoremen’s and Harbor Workers’ Death and Disability Benefits     Foreign Service Retirement and Disability Benefits     Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.     Federal Emergency Management Agency Federal Disaster Assistance But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans. Do I have any recourse if I think a debt collector has violated the law? You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can’t prove that you suffered actual damages. You also can be reimbursed for your attorney’s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector’s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.What should I do if a debt collector sues me?If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights. Where do I report a debt collector for an alleged violation?Report any problems you have with a debt collector to your state Attorney General’s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General’s office can help you determine your rights under your state’s law.For More InformationTo learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government’s portal to financial education.The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.         February

430-200-0007

17 Report Long ago Unknown
I just got a call from Mr. Sitton.  When I asked him if he was with a collection agency he started yelling at me that he will file a 1099C if I did not agree to pay ASAP.  I tried to find out what kind of debt and what kind of company he was from & how he came by my mobile number.  He was just continued to yell "what don't you understand? Pay or I will file a 1099C".  Then he hung up on me!  I did a redial on him and he became more upset and refused to answer my questions.  Does anyone know anything about this company filing 1099C on debt that the statute of limitations has expired?

430-200-0007

17 Report Long ago Unknown
that is because this "Agency" has employees checking for complaints on the internet and they post their stupid drivel.

430-200-0007

17 Report Long ago Unknown
PS - Mr. Tell It Like It Is...I have a credit score of well over 700 and I pay my debts.  Everyone has a story - think before you speak.  You know...sometimes creditors get it wrong.  And how did YOU happen upon this thread if they didn't call you?!

430-200-0007

17 Report Long ago Unknown
What a turd! Claimed to be Mr. Sidon from the CIA. Looking for someone not at this telephone number.

430-200-0007

17 Report Long ago Unknown
MORE DETAILS ABOUT THIS ILLEGAL DEBT COLLECTOR Consumer Recovery Associatesaka Consumer Credit Associationaka CR & Associatesand the world's most grating phone numbers: 866-857-3916866-499-6608888-253-9713866-563-9556888-413-8823877-360-1616   800-913-4915 757-368-3622 757-368-8004757-368-8331757-271-8788866-418-3360 2697 International Parkway # 4   Suite 270Virginia Beach, Virginia  23452PO BOX 2916, VB, VA 23450 Head Debt Collectors:Christine Spruill       Mr. Parker          Mr. K C ScottPeter Brunson           Conrad Grey       Jane  --------------------------------------------------------------------------------Bud Says                         Consumer Comments Below1-866-857-3916 is one of those irritating numbers that show up on your caller ID that can never seem to be identified.   When you return the call, you get the ominous "Can I help you?" or "Case number please."  They refuse to identify who they are when questioned, will not state they are debt collectors, and by tone imply you have committed some illegal act and are in great trouble or they would not have called you.  It is a violation of FDCPA.  It took quite a bit of research and cunning to discover whom the voices were behind the lawbreaking 866 number were...but it's coming together now and they are without excuse.Give us your stories on CRA and let's put together some useful information to bring these folks down.  Record their calls where legal and save the tapes for future use.  We'll post 'em here if you have something of interest.In the meantime, hold them to the law; make them put everything in writing, validate the debt.  Use the cease-communication letter.  Violations of the law should be pointed out to the Virginia Attorney General.CAUTION: I recommend you NEVER disclose your bank account or credit card information to a debt collector, as you risk them emptying your account, or maxing out your credit card. If you feel they are reporting on your credit bureau files in error or need assistance in dealing with them, email  the details w/your location.  Assistance and referral to a consumer legal specialist may be available. File complaints with Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=enYour State Attorney General State Attorney General is every state they have offices Link to all State Attorney General Websites www.naag.orgIf you or they are located in NY – use this SPECIAL Link  www.NYDebtHelp.comThis special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE’S CRACKING DOWN AND SHUTTING THEM DOWN!Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies – report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!    The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!Dealing with Debt Collectors http://www.budhibbs.com/start.htmlStatute of Limitations by State – always double check YOUR OWN STATE Government Website http://www.budhibbs.com/statute_of_limitations.htmRecording calls from Debt Collectors - always double check YOUR OWN STATE Government Websitehttp://www.budhibbs.com/record.htmFrom Federal Trade Commission Website – FAIR DEBT COLLECTION PRACTICES ACT Debt Collection FAQs: A Guide for ConsumersIf you’re behind in paying your bills, or a creditor’s records mistakenly make it appear that you are, a debt collector may be contacting you. The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.Here are some questions and answers about your rights under the Act.What types of debts are covered?The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn’t cover debts you incurred to run a business.Can a debt collector contact me any time or any place? No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they’re told (orally or in writing) that you’re not allowed to get calls there.How can I stop a debt collector from contacting me?If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter – even if you don’t think you owe the debt, can’t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don’t want the collector to contact you again, tell the collector – in writing – to stop contacting you. Here’s how to do that:Make a copy of your letter. Send the original by certified mail, and pay for a “return receipt” so you’ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt. Can a debt collector contact anyone else about my debt?If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don’t have an attorney, a collector may contact other people – but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.What does the debt collector have to tell me about the debt? Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money. Can a debt collector keep contacting me if I don’t think I owe any money? If you send the debt collector a letter stating that you don’t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.What practices are off limits for debt collectors?Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:     use threats of violence or harm;     publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);     use obscene or profane language; or     repeatedly use the phone to annoy someone. False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:     falsely claim that they are attorneys or government representatives;     falsely claim that you have committed a crime;     falsely represent that they operate or work for a credit reporting company;     misrepresent the amount you owe;     indicate that papers they send you are legal forms if they aren’t; or     indicate that papers they send to you aren’t legal forms if they are. Debt collectors also are prohibited from saying that:     you will be arrested if you don’t pay your debt;     they’ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or     legal action will be taken against you, if doing so would be illegal or if they don’t intend to take the action. Debt collectors may not:     give false credit information about you to anyone, including a credit reporting company;     send you anything that looks like an official document from a court or government agency if it isn’t; or     use a false company name. Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:     try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt – or your state law – allows the charge;     deposit a post-dated check early;     take or threaten to take your property unless it can be done legally; or     contact you by postcard. Can I control which debts my payments apply to? Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don’t think you owe.Can a debt collector garnish my bank account or my wages?If you don’t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt. Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don’t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.Can federal benefits be garnished?Many federal benefits are exempt from garnishment, including:     Social Security Benefits     Supplemental Security Income (SSI) Benefits     Veterans’ Benefits     Civil Service and Federal Retirement and Disability Benefits     Service Members’ Pay     Military Annuities and Survivors’ Benefits     Student Assistance     Railroad Retirement Benefits     Merchant Seamen Wages     Longshoremen’s and Harbor Workers’ Death and Disability Benefits     Foreign Service Retirement and Disability Benefits     Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.     Federal Emergency Management Agency Federal Disaster Assistance But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans. Do I have any recourse if I think a debt collector has violated the law? You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can’t prove that you suffered actual damages. You also can be reimbursed for your attorney’s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector’s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.What should I do if a debt collector sues me?If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights. Where do I report a debt collector for an alleged violation?Report any problems you have with a debt collector to your state Attorney General’s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General’s office can help you determine your rights under your state’s law.For More InformationTo learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government’s portal to financial education.The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.         February

430-200-0007

17 Report Long ago Unknown
YOU are magnificent!!  (to the person who posted that fantastic detailed info about these scumbags!)

430-200-0007

17 Report Long ago Unknown
If you receive a call from this number, you have been called by junk debt / collection agency that buys debt from original creditors that has been written off or settled and is beyond the statute of limitations in most states. They are trying get the money for themselves, not the original creditor.They are reportedly a serial violator of the Fair Debt Collection Practices Act (FDCPA). They may be illegally using credit information obtained from Experian or other credit reporting agencies.This company has been known to contact and harass people they believe may know the person they are trying to reach including distant relatives, ex-spouses and possible former co-workers. NEVER answer these calls if you see this as a caller ID. NEVER return these calls. NEVER give them ANY information about the person they are seeking or refer them to others.Any "positive" comments you read in these notes about the company may have been written by employees of the company.The company is:Consumer Recovery Associates2697 International Parkway #4Suite 270PO Box 2916Virginia Beach, VA 23450-2916The following is the most comprehensive information gathered about this company from various sources on the Internet.***If you've been called by a number not on this list or by someone using a different name, please copy this list, add the number/name in the correct order and repost it in its entirety.Company Names that CRA reportedly uses:CIA and AssociatesCC AssociatesConsumer Credit AssociationConsumer Recovery AssociatesCourt CompanyCR AssociatesC&R AssociatesC & R AssociatesFarm CIA & AssociatesJ Lamb and Associatesand possibly GC ServicesPhone numbers that CRA reportedly uses:215-325-1354234-542-2874310-601-7244310-734-6338310-855-3688310-860-6293317-536-5458319-892-0349323-319-5178404-474-4884404-963-8760430-200-0007505-349-0354505-718-4945517-879-4821615-469-5268617-674-2967619-564-4447619-564-4473620-273-4256702-946-0389703-280-1121706-417-9193713-518-1966757-271-6637757-271-8786757-271-8787757-271-8788757-271-8789757-271-8888757-271-8889757-368-3622757-368-3623757-368-3627757-368-8004757-368-8331757-368-8337757-368-8537757-468-0169775-293-4583800-762-9864800-913-4915801-241-2616801-349-2616801-386-7803805-284-9506816-332-6242859-514-0968864-335-7028866-272-3041866-367-0328866-374-6604866-418-3360866-442-2693866-499-6608866-563-9556866-645-6269866-645-8525866-645-8654866-655-0659866-656-5380866-657-1658866-657-6525866-673-1748866-857-3916866-861-9257877-213-3830877-217-7084877-240-5390877-240-9350877-241-4559877-284-6622877-289-4690877-298-7036877-298-7306877-298-7806877-320-5615877-326-5615877-334-2942877-360-1616877-407-9274877-507-3402877-738-4814888-253-9713888-310-5679888-413-8823888-706-4381949-873-2855Individual names that CRA reportedly uses:Donald AdairMark AdairChris Adams / Christopher AdamsAmyLaura AngeliniCharles BambinoMs. BeaglesMs. BlaineSarah Brevard / Sara BrevardPeter BronsonTracy BurmanMr. CagleMrs. CampbellMs. CatasinKirby ChapmanVincent CigneraleMs. ClaineSarah Danvers / Sara DanversRaymond DavisMarion DunhamMs. ElderEllie FairclothJennifer FeaglesDenise FlynnJames FoxGailJohn GibsonMr. Gilam / GillumBert GlennLaura GlennSidney Albert GlennConrad Gray / Conrad GreyPaul GowlChristy HartmanMr. HartmanMiss HowardJaneMrs. JenkinsMs. JewelJames JohnsonMrs. JohnsonPerry JohnsonMrs. JonesJay Lamb / J LambMr. LaneTyler LangMr. LudwigKellyMs. KitchensMs. KitchumKristen / KristinLindsay / LindseyLisaMarisa / MarishaStephanie MartinMelissaMonicaChad Miller / Chat MillerGary MillerSherri Morse / Sherry Morse Mr. ParkerRebeccaGary Reison / Gary ReasonsGeorge ReasonsJennifer SegalLiz SegalTonya SellsScottEric ScottK C ScottRandall ScottRichard ScottJohn Sheldon / John SheltonMs. Silva / Silvia / SylviaMichelle SilverMr. SittonLiz Spiegel / Spiegle Christine SpruillStacy / StaceyJim StewartCurtis Taylor / Curtis R. TaylorMrs. ThompsonTonyVivianMr. WangMr. WeippertMs. WellsMaranda Whiten / Miranda WhittenGina WilliamsMrs. YelderIf you want to take positive action:* Report them to the Virginia Attorney General:http://www.vdacs.virginia.gov/forms-pdf/cp/oca/complaint/oca1complaint.pdf* Call the Federal Trade Commission at +1.877.382.4357 and file a complaint

430-200-0007

17 Report Long ago Unknown
Would not state who it was for the longest time, then all I got was Mr. Simmons repeatedly, harassed me over someone who no longer lives there. and by the way to the moron down below stating you should pay your bills. Grow Up, sometimes people have kids and have to make sacrafices, and ALOT of times coorpate companies DO NOT listen when you say, let's work out a payment plan. You however sound like a snot nosed kid who is spoiled to no end and has had everything handed to them.Phone number by the way was, 430-200-0007, also kept asking for the person or attorney.

430-200-0007

17 Report Long ago Unknown
I just love it when these debt collectors IDIOTS that have no valid debt to collect try to justify their illegal tactics to collect it. If they have proof that is a valid debt they would not need to break state and FED FDCPA laws to collect it. THAT'S WHY THEY HAVE EMPLOYEES CHECKING THIS BOARD DAILY!   THE GOOD NEWS IS - is the FTC and State Attorney Generals are working to close these illegal debt collectors down! EVERYONE MUST FILE COMPLAINTS, RECORD CALLS AND GATHER EVIDENCE TO HELP THE AG'S SHUT THEM DOWN File complaints with Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=enYour State Attorney General State Attorney General is every state they have offices Link to all State Attorney General Websites www.naag.orgIf you or they are located in NY – use this SPECIAL Link  www.NYDebtHelp.comThis special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE’S CRACKING DOWN AND SHUTTING THEM DOWN!Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies – report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!    The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!Dealing with Debt Collectors http://www.budhibbs.com/start.htmlStatute of Limitations by State – always double check YOUR OWN STATE Government Website http://www.budhibbs.com/statute_of_limitations.htmRecording calls from Debt Collectors - always double check YOUR OWN STATE Government Websitehttp://www.budhibbs.com/record.htmFrom Federal Trade Commission Website – FAIR DEBT COLLECTION PRACTICES ACT Debt Collection FAQs: A Guide for ConsumersIf you’re behind in paying your bills, or a creditor’s records mistakenly make it appear that you are, a debt collector may be contacting you. The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.Here are some questions and answers about your rights under the Act.What types of debts are covered?The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn’t cover debts you incurred to run a business.Can a debt collector contact me any time or any place? No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they’re told (orally or in writing) that you’re not allowed to get calls there.How can I stop a debt collector from contacting me?If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter – even if you don’t think you owe the debt, can’t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don’t want the collector to contact you again, tell the collector – in writing – to stop contacting you. Here’s how to do that:Make a copy of your letter. Send the original by certified mail, and pay for a “return receipt” so you’ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt. Can a debt collector contact anyone else about my debt?If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don’t have an attorney, a collector may contact other people – but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.What does the debt collector have to tell me about the debt? Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money. Can a debt collector keep contacting me if I don’t think I owe any money? If you send the debt collector a letter stating that you don’t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.What practices are off limits for debt collectors?Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:     use threats of violence or harm;     publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);     use obscene or profane language; or     repeatedly use the phone to annoy someone. False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:     falsely claim that they are attorneys or government representatives;     falsely claim that you have committed a crime;     falsely represent that they operate or work for a credit reporting company;     misrepresent the amount you owe;     indicate that papers they send you are legal forms if they aren’t; or     indicate that papers they send to you aren’t legal forms if they are. Debt collectors also are prohibited from saying that:     you will be arrested if you don’t pay your debt;     they’ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or     legal action will be taken against you, if doing so would be illegal or if they don’t intend to take the action. Debt collectors may not:     give false credit information about you to anyone, including a credit reporting company;     send you anything that looks like an official document from a court or government agency if it isn’t; or     use a false company name. Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:     try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt – or your state law – allows the charge;     deposit a post-dated check early;     take or threaten to take your property unless it can be done legally; or     contact you by postcard. Can I control which debts my payments apply to? Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don’t think you owe.Can a debt collector garnish my bank account or my wages?If you don’t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt. Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don’t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.Can federal benefits be garnished?Many federal benefits are exempt from garnishment, including:     Social Security Benefits     Supplemental Security Income (SSI) Benefits     Veterans’ Benefits     Civil Service and Federal Retirement and Disability Benefits     Service Members’ Pay     Military Annuities and Survivors’ Benefits     Student Assistance     Railroad Retirement Benefits     Merchant Seamen Wages     Longshoremen’s and Harbor Workers’ Death and Disability Benefits     Foreign Service Retirement and Disability Benefits     Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.     Federal Emergency Management Agency Federal Disaster Assistance But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans. Do I have any recourse if I think a debt collector has violated the law? You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can’t prove that you suffered actual damages. You also can be reimbursed for your attorney’s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector’s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.What should I do if a debt collector sues me?If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights. Where do I report a debt collector for an alleged violation?Report any problems you have with a debt collector to your state Attorney General’s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General’s office can help you determine your rights under your state’s law.For More InformationTo learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government’s portal to financial education.The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.         February

430-200-0007

17 Report Long ago Unknown
You have no clue what you are talking about, this agency violates FDPCA Fair Debt Collection Practices Act regardless of individuals financial situation people should be treated with respect especially in this economy.

430-200-0007

17 Report Long ago Unknown
You folks should pay your bills and debts and actually contribute something to society other than your debt.Ever wonder why you have sub 600 credit scores and have to run around "avoiding calls if you don't know who it is" !

430-200-0007

17 Report Long ago Unknown
SEE DETAILS UNDER 1-888-530-9833 FOR MORE INFORMATION.  This is a cell phone number that this 'company' uses.  430-200-0007.  Please check under the 800 number for posts that pertain to this.  His name is Christopher Adams and thats about all the information you'll get from this company.

416-000-7954

17 Report Long ago Unknown
Telus here.  These stupid calls have to be stopped.

416-000-7954

17 Report Long ago Unknown
im with telus and i got a call too

416-000-7954

17 Report Long ago Unknown
im getting the calls to and im with solo

416-000-7954

17 Report Long ago Unknown
Not only Rogers account numbers. I have a bell phone and am getting them too.

416-000-7954

17 Report Long ago Unknown
Just had the same call as everyone else about my car warrenty being expired save your time dont answer just another scam. I think someone has gotten a list of rogers wireless numbers since ive been getting more and more of these calls in the past 2-3 weeks and telemarketers arent supposed to be able to call cell phone numbers.

416-000-7954

17 Report Long ago Unknown
I've had this call a few times as well and I've hung up.  They actually left the recording as a voicemail this time...

416-000-7954

17 Report Long ago Unknown
I wish there is something I can do about these call....I feel like smacking this person.....I am so mad I don't know who to take it out on..

416-000-7954

17 Report Long ago Unknown
I am getting these calls too.  every day for the last week and a half.  Also receiving on my home phone now as well.  I have Bell as a carrier, so I thing someone got a callers list from somewhere.

416-000-7954

17 Report Long ago Unknown
Just got that call today (18th), they are trying to sell a car warranty that most car companies and mechanics won't honor.  Still trying to get off thier calling list.

416-000-7954

17 Report Long ago Unknown
Just got one of these calls today, from 416-000-7954....never answered and they never left a message.

416-000-7954

17 Report Long ago Unknown
yes, DO NOT press  anything they tell you because it is a scamas soon as you press a number, they hack into your phone and steal your number to make long distance phone calls.....happened to a guy and his bill turned out to be $93,000....it was on the news!SO NEVER EVER DO THAT!

416-000-7954

17 Report Long ago Unknown
I'm pretty sure you shouldn't press anything they tell you to.

416-000-7954

17 Report Long ago Unknown
Press 2 to be removed from the call list

416-000-7954

17 Report Long ago Unknown
How do you get it to stop?

416-000-7954

17 Report Long ago Unknown
yeah, I got these calls as well. Rogers phone. But its funny ,I dont have a car.....

416-000-7954

17 Report Long ago Unknown
Just received a call from this number saying my car warranty is almost up and its the final notice. The called on my rogers wireless number. It then said press 1 to speak with a representative. I hung up. This is the 3rd or 4th time they called from different numbers.

416-000-7954

17 Report Long ago Unknown
Scam. something about new car warrenty being expired.

626-244-0070

11 Report Long ago Unknown
It's a Debt Collector....block the number, and move on.

626-244-0070

11 Report Long ago Unknown
They called me and asked for me by name.  I was instantly put on hold and then the line dropped dead.  Regardless of if I or a debt or not, I don't like being tricked or put on hold for someone else to talk to me.  If you want to talk to me, call me yourself.

626-244-0070

11 Report Long ago Unknown
Thank you for info very much appreciated

626-244-0070

11 Report Long ago Unknown
Thank you sooo much for the direct number information!

626-244-0070

11 Report Long ago Unknown
Thank you so much for this info!!! They've been calling my cell too, and when I answered they asked for Jose....so bogus and annoying.  If they call me again I will make sure they don't save my number!

626-244-0070

11 Report Long ago Unknown
I received a call from this company because my last name matches that of someone they are trying to locate.  I hate these tactics & companies like United Recovery Systems should be held liable for harrassment.626-244-0070 is a bogus number of course.  Here is the culprit's information - which admittedly was easily done on a search engine.United Recovery Systems1-800-568-0399 Headquarters:  5800 North Course DriveHouston, Texas 77072Caller: United Recovery SystemsCall Type: Debt Collector

626-244-0070

11 Report Long ago Unknown
It's from United Recovery Systems...just a bill collector

626-244-0070

11 Report Long ago Unknown
This person has called my cell every day for the last week or so.A guy name Joe was looking for a family member trying to collect a debt.They have all our family's information (i.e. cell phone #'s, home address, etc.).  This is very creepy!!!??

626-244-0070

11 Report Long ago Unknown
this person is driving me crazy!  who is it?

626-244-0070

11 Report Long ago Unknown
I get the same thing but it is on my cell.  Pissing me off

626-244-0070

11 Report Long ago Unknown
Several calls from this Arcadia, Calif. number. No one responds when you answer.

812-239-6312

1 Report Long ago Unknown
Ultra Clean Carpets2947 S 12th St Terre Haute, IN 478028122396312

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