(978) 605-1428

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Phone number styles: 605-1428 (Local dialling)   (978) 605-1428 (Domestic dialling)   +1-978-605-1428 (International dialling) 

1 Report For (978) 605-1428

Report by C.S., Texas Long ago Unknown
This is an automated reminder to renew Texas CHIP medical applications.(978) 605-1428 or 1-877-KIDS-NOW (1-877-543-7669)http://www.hhsc.state.tx.us/chip/index.htmlhttp://www.chipmedicaid.com/cbo/index.htmMedicaid client hotline: 1-800-252-8263CHIP call center: 1-877-543-7669 or 1-800-647-6558CHIP processing center:    HHSC    P.O. Box 14200    Midland, TX 79711-4200

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678-255-2632

60 Report Long ago Unknown
I got a text from them too, but mine said 100001@espree-view Urgent call ... yeah right.

678-255-2632

60 Report Long ago Unknown
I got the same txt msg and called it but seems a little off to me. If someone is asking for a credit card /debit number and there is no options to talk to an operator then something is not right. not to mention i don't even have a first savings account

678-255-2632

60 Report Long ago Unknown
Just got a text message from First Savings.  Said First Savings Alert Call 678-255-2632.  After reading all the other messages, it seems like this is truly a scam.  I scoured the internet and it seems that there is a First Savings throughout PA but the 678 area code is GA.  Not really going to investigate further especially if they request your debit card number.

678-255-2632

60 Report Long ago Unknown
Just got a text message to call First Savings Alert.  I'm figuring it's a scam but will check it out based on the information above.  So much for having my cell # on the do not call list.

678-255-2632

60 Report Long ago Unknown
There is a First Savings Bank in Bucks County. There is a branch near me. It is a good institution that would have nothing to do with this scam -- yes, I just got the text, too. Area code in this part of Pennsylvania is 215 or 610.

678-255-2632

60 Report Long ago Unknown
Got a similar text.  I DID call ther number thinking it might be evidence of someone trying to open an account in my name.  The robo "receptionist" indicated that it was a card verification or activation call and requested that I enter my 16 digit credit or debit card number.  Unless First Savings has taken over a company that I already have a card with, this could be a scam text issued in hope that I'll enter an existing card number issued by some other bonafide card issuer so it can capture the data,  That's total speculation on my part and I enetered nothing. I also sent a text reply advising teh sender that my number is registered with the Fed do-not-call registry and that this means, do not text either.  I Googled Firts Savings Online and found a website that APPEARS to be that of a legitimate business operating in Bucks County, PA.  I intend to call the contact info on the site in an effort to ensure that nobody has applied for a card in my name.  I will NOT provide SS info but will probably have to disclose my cell number in order for them to answer my inquiry.  I don't feel comfortable just ignoring the text altogether.  I will also insist that theyu not contact me again in future.

678-255-2632

60 Report Long ago Unknown
i got a text from them this morning as well. i did call it fir s**** and giggles. asked for my debit card number and account info. definately a scam. i just want to know how they got my cell number

678-255-2632

60 Report Long ago Unknown
just received the Same TEXT on my BB.  I am ignoring it.

678-255-2632

60 Report Long ago Unknown
just received the Same Test on my BB.  I am ignoring it.

678-255-2632

60 Report Long ago Unknown
Got a text from "firstsavingsonline.com" with this number to call back.  Not sure what to make of it yet but I'm not calling it because I don't have any accounts with a firstsavingsonline.  Smells like a scam to me.

678-255-2632

60 Report Long ago Unknown
Got a text...THIS HAS GOT TO BE A SCAM!  I don't have an account with a "First Savings" but they wanted me to put my debit card number in right away when I called.  Fishy!

678-255-2632

60 Report Long ago Unknown
got a text

678-255-2632

60 Report Long ago Unknown
got the the same thing, an asked for my #######   text them back  my ## is f---k y--  sorry had to  scammin a-wholes

678-255-2632

60 Report Long ago Unknown
Got a text from "beneficial savings bank" saying "ALERT. Don't have an account with Beneficial so I did not call the number. Based on the other 'replies' it seems this is a scam.

678-255-2632

60 Report Long ago Unknown
Just got a txt from this number stating it was from beneficial bank... scam!

678-255-2632

60 Report Long ago Unknown
i received same thing. .  after every third number was a space then a dash then a space then another 3 numbers.  i didnt call just deleted it

678-255-2632

60 Report Long ago Unknown
My son and I received the same text, on the same day, at the same time.  We didn't respond or call the number - DELETE!  I just have to add that I am so tired of getting these random, crazy, scam type phone calls or text messages.

678-255-2632

60 Report Long ago Unknown
Similar text sent to me claiming an issue with my Sprint PCS account.  The return number was listed as 1 678-2552-632 (i.e., with the dashes in the wrong place), so it was obvious that it was a scam.

678-255-2632

60 Report Long ago Unknown
The text said I had an issue with Western Union.What a scum or do I mean scam??????

678-255-2632

60 Report Long ago Unknown
I don't know, but I call a text with this number in it a few hours ago.

678-255-2632

60 Report Long ago Unknown
I got a text from them too, but mine said 100001@espree-view Urgent call ... yeah right.

678-255-2632

60 Report Long ago Unknown
I got the same txt msg and called it but seems a little off to me. If someone is asking for a credit card /debit number and there is no options to talk to an operator then something is not right. not to mention i don't even have a first savings account

678-255-2632

60 Report Long ago Unknown
Just got a text message from First Savings.  Said First Savings Alert Call 678-255-2632.  After reading all the other messages, it seems like this is truly a scam.  I scoured the internet and it seems that there is a First Savings throughout PA but the 678 area code is GA.  Not really going to investigate further especially if they request your debit card number.

678-255-2632

60 Report Long ago Unknown
Just got a text message to call First Savings Alert.  I'm figuring it's a scam but will check it out based on the information above.  So much for having my cell # on the do not call list.

678-255-2632

60 Report Long ago Unknown
There is a First Savings Bank in Bucks County. There is a branch near me. It is a good institution that would have nothing to do with this scam -- yes, I just got the text, too. Area code in this part of Pennsylvania is 215 or 610.

678-255-2632

60 Report Long ago Unknown
Got a similar text.  I DID call ther number thinking it might be evidence of someone trying to open an account in my name.  The robo "receptionist" indicated that it was a card verification or activation call and requested that I enter my 16 digit credit or debit card number.  Unless First Savings has taken over a company that I already have a card with, this could be a scam text issued in hope that I'll enter an existing card number issued by some other bonafide card issuer so it can capture the data,  That's total speculation on my part and I enetered nothing. I also sent a text reply advising teh sender that my number is registered with the Fed do-not-call registry and that this means, do not text either.  I Googled Firts Savings Online and found a website that APPEARS to be that of a legitimate business operating in Bucks County, PA.  I intend to call the contact info on the site in an effort to ensure that nobody has applied for a card in my name.  I will NOT provide SS info but will probably have to disclose my cell number in order for them to answer my inquiry.  I don't feel comfortable just ignoring the text altogether.  I will also insist that theyu not contact me again in future.

678-255-2632

60 Report Long ago Unknown
i got a text from them this morning as well. i did call it fir s**** and giggles. asked for my debit card number and account info. definately a scam. i just want to know how they got my cell number

678-255-2632

60 Report Long ago Unknown
just received the Same TEXT on my BB.  I am ignoring it.

678-255-2632

60 Report Long ago Unknown
just received the Same Test on my BB.  I am ignoring it.

678-255-2632

60 Report Long ago Unknown
Got a text from "firstsavingsonline.com" with this number to call back.  Not sure what to make of it yet but I'm not calling it because I don't have any accounts with a firstsavingsonline.  Smells like a scam to me.

678-255-2632

60 Report Long ago Unknown
Got a text...THIS HAS GOT TO BE A SCAM!  I don't have an account with a "First Savings" but they wanted me to put my debit card number in right away when I called.  Fishy!

678-255-2632

60 Report Long ago Unknown
got a text

678-255-2632

60 Report Long ago Unknown
got the the same thing, an asked for my #######   text them back  my ## is f---k y--  sorry had to  scammin a-wholes

678-255-2632

60 Report Long ago Unknown
Got a text from "beneficial savings bank" saying "ALERT. Don't have an account with Beneficial so I did not call the number. Based on the other 'replies' it seems this is a scam.

678-255-2632

60 Report Long ago Unknown
Just got a txt from this number stating it was from beneficial bank... scam!

678-255-2632

60 Report Long ago Unknown
i received same thing. .  after every third number was a space then a dash then a space then another 3 numbers.  i didnt call just deleted it

678-255-2632

60 Report Long ago Unknown
My son and I received the same text, on the same day, at the same time.  We didn't respond or call the number - DELETE!  I just have to add that I am so tired of getting these random, crazy, scam type phone calls or text messages.

678-255-2632

60 Report Long ago Unknown
Similar text sent to me claiming an issue with my Sprint PCS account.  The return number was listed as 1 678-2552-632 (i.e., with the dashes in the wrong place), so it was obvious that it was a scam.

678-255-2632

60 Report Long ago Unknown
The text said I had an issue with Western Union.What a scum or do I mean scam??????

678-255-2632

60 Report Long ago Unknown
I don't know, but I call a text with this number in it a few hours ago.

602-242-2272

18 Report Long ago Unknown
claims to be a financial service company looking for someone that does not live here

602-242-2272

18 Report Long ago Unknown
Peak Financial Services, LLC (Junk Debt Buyers,  Bottom Feeders,  Illegal Debt Collectors) 2333 W. Northern Ave., #4Glendale, AZ 85021 Phone: 602-249-2444 800-394-9461 602-349-3426Fax: 602-249-3430          602-357-3488http://peakfinancialservices.lbu.com/ Head Debt Collectors: JAMES FREDRICK VEHSLAGE, PresidentCANDACE J. CAREY, Vice President (spouse?)--------------------------------------------------------------------------------Bud Says                         Consumer Comments Below This is a nasty group of highly unprofessional and illegal debt collectors who think they can break the law to collect on debts. We got involved with them over a debt that (by their own records) is time barred from taking legal actions, yet they chose to lie, misrepresent themselves, contact a consumer job after repeatedly being told not to. They do not have any license or bonds that we could find. Both James Fredrick Vehslage and Candace J. Carey are listed as living at the same address in Glendale AZ. The first impression we have of these illegal debt collectors is they have motor mouthed debt collectors who talk faster than cockroach running for cover and think their collection antics are above the law. It appears from our vantage point that they purchased a very old portfolio of old; appear to be worthless debts that they are trying to intimidate consumers into paying. It’s the unprofessional attitude and illegal debt collection tactics they are using that made us wonder if they have a drug testing policy for their employees and perhaps the owners. They are incorporated in South Dakota for those of you lining up to file lawsuits, don’t yet know how deep their pockets are, or how many lawsuits they will be able to pay off at this time, however it appears there will be many. James Vehslage is listed as the AZ agent for service at the 2333 Northern Ave, #4, Glendale, AZ address. A check of court cases confirms what I have suspected that they have been sued numerous times this year for abusive debt collection activity, which should come as no surprise.  This group of illegal debt collectors is on a fast track to the courthouse where they may be paying off a LOT of lawsuits for being stupid so let’s help them along. They are collecting debts illegally, so do NOT send them any money. They are liars and con men, do NOT send them any money. They are sleazy bottom feeder junk debt collectors who typically never have any legal documents to prove up their claims, do NOT send them any money. We suspect one or more criminals may be working there, do NOT send them any money. This is a slimy, disgusting organization, stay far away from them. NEVER give a Peak Financial debt collector any information on your bank or credit cards, they may take money they are NOT legally entitled to. Contact us for assistance and referral to a local consumer law professional and do NOT have any dealings with Peak Financial. CAUTION: I recommend you NEVER disclose your bank account or credit card information to a debt collector, as you risk them emptying your account, or maxing out your credit card. If you feel they are reporting on your credit bureau files in error or need assistance in dealing with them, email  the details w/your location.  Assistance and referral to a consumer legal specialist may be available.File complaints with Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=enYour State Attorney General State Attorney General is every state they have offices Link to all State Attorney General Websites www.naag.orgIf you or they are located in NY – use this SPECIAL Link  www.NYDebtHelp.comThis special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE’S CRACKING DOWN AND SHUTTING THEM DOWN!Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies – report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!    The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!Dealing with Debt Collectors http://www.budhibbs.com/start.htmlStatute of Limitations by State – always double check YOUR OWN STATE Government Website http://www.budhibbs.com/statute_of_limitations.htmRecording calls from Debt Collectors - always double check YOUR OWN STATE Government Websitehttp://www.budhibbs.com/record.htmFrom Federal Trade Commission Website – FAIR DEBT COLLECTION PRACTICES ACT Debt Collection FAQs: A Guide for ConsumersIf you’re behind in paying your bills, or a creditor’s records mistakenly make it appear that you are, a debt collector may be contacting you. The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.Here are some questions and answers about your rights under the Act.What types of debts are covered?The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn’t cover debts you incurred to run a business.Can a debt collector contact me any time or any place? No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they’re told (orally or in writing) that you’re not allowed to get calls there.How can I stop a debt collector from contacting me?If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter – even if you don’t think you owe the debt, can’t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don’t want the collector to contact you again, tell the collector – in writing – to stop contacting you. Here’s how to do that:Make a copy of your letter. Send the original by certified mail, and pay for a “return receipt” so you’ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt. Can a debt collector contact anyone else about my debt?If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don’t have an attorney, a collector may contact other people – but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.What does the debt collector have to tell me about the debt? Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money. Can a debt collector keep contacting me if I don’t think I owe any money? If you send the debt collector a letter stating that you don’t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.What practices are off limits for debt collectors?Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:     use threats of violence or harm;     publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);     use obscene or profane language; or     repeatedly use the phone to annoy someone. False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:     falsely claim that they are attorneys or government representatives;     falsely claim that you have committed a crime;     falsely represent that they operate or work for a credit reporting company;     misrepresent the amount you owe;     indicate that papers they send you are legal forms if they aren’t; or     indicate that papers they send to you aren’t legal forms if they are. Debt collectors also are prohibited from saying that:     you will be arrested if you don’t pay your debt;     they’ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or     legal action will be taken against you, if doing so would be illegal or if they don’t intend to take the action. Debt collectors may not:     give false credit information about you to anyone, including a credit reporting company;     send you anything that looks like an official document from a court or government agency if it isn’t; or     use a false company name. Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:     try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt – or your state law – allows the charge;     deposit a post-dated check early;     take or threaten to take your property unless it can be done legally; or     contact you by postcard. Can I control which debts my payments apply to? Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don’t think you owe.Can a debt collector garnish my bank account or my wages?If you don’t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt. Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don’t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.Can federal benefits be garnished?Many federal benefits are exempt from garnishment, including:     Social Security Benefits     Supplemental Security Income (SSI) Benefits     Veterans’ Benefits     Civil Service and Federal Retirement and Disability Benefits     Service Members’ Pay     Military Annuities and Survivors’ Benefits     Student Assistance     Railroad Retirement Benefits     Merchant Seamen Wages     Longshoremen’s and Harbor Workers’ Death and Disability Benefits     Foreign Service Retirement and Disability Benefits     Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.     Federal Emergency Management Agency Federal Disaster Assistance But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans. Do I have any recourse if I think a debt collector has violated the law? You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can’t prove that you suffered actual damages. You also can be reimbursed for your attorney’s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector’s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.What should I do if a debt collector sues me?If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights. Where do I report a debt collector for an alleged violation?Report any problems you have with a debt collector to your state Attorney General’s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General’s office can help you determine your rights under your state’s law.For More InformationTo learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government’s portal to financial education.The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.         February 2009

602-242-2272

18 Report Long ago Unknown
"Eddie" called for Juan P...  My true reply: "Not him, don't know him."  We'll see if they take my cell# off their calling list as they should.  They call me every month or so.

602-242-2272

18 Report Long ago Unknown
Have had this cell phone for 2 years and they call it constantly.

602-242-2272

18 Report Long ago Unknown
I recieved a call from 602-242-2272 saying they were doing a background check for a Richard Bird, I stated that I did not know this person and asked how they got my number, they said it was related to the case, and they did a check on the number and it came up with my last name and wanted to know how I knew Richard Bird, I said I had no clue, and that the line they had just called was actually a gov related line. They hung up.(I would really like to know what they are up to)

602-242-2272

18 Report Long ago Unknown
They keep calling my cell phone for "Juan Pena." I don't bother answering.  I'm not Juan and I'm not even Spanish!  Today's caller for "Juan" was "Joseph Walsh."  Peak Financial of Phoenix AZ is at 800-394-9461 and their web site is www.peak-collection-agency.com

602-242-2272

18 Report Long ago Unknown
This company called my work saying according to their records I no longer worked here.  The lady said they have a signed authorization for information from my employer but I know they DON'T!!!!!!!!!!!!

602-242-2272

18 Report Long ago Unknown
more bs from one of the criminal debt collectors that work for PEAK Peak Financial Services, LLC (Junk Debt Buyers,  Bottom Feeders,  Illegal Debt Collectors) 2333 W. Northern Ave., #4Glendale, AZ 85021 Phone: 602-249-2444 800-394-9461 602-349-3426Fax: 602-249-3430          602-357-3488http://peakfinancialservices.lbu.com/ Head Debt Collectors: JAMES FREDRICK VEHSLAGE, PresidentCANDACE J. CAREY, Vice President (spouse?)--------------------------------------------------------------------------------Bud Says                         Consumer Comments Below This is a nasty group of highly unprofessional and illegal debt collectors who think they can break the law to collect on debts. We got involved with them over a debt that (by their own records) is time barred from taking legal actions, yet they chose to lie, misrepresent themselves, contact a consumer job after repeatedly being told not to. They do not have any license or bonds that we could find. Both James Fredrick Vehslage and Candace J. Carey are listed as living at the same address in Glendale AZ. The first impression we have of these illegal debt collectors is they have motor mouthed debt collectors who talk faster than cockroach running for cover and think their collection antics are above the law. It appears from our vantage point that they purchased a very old portfolio of old; appear to be worthless debts that they are trying to intimidate consumers into paying. It’s the unprofessional attitude and illegal debt collection tactics they are using that made us wonder if they have a drug testing policy for their employees and perhaps the owners. They are incorporated in South Dakota for those of you lining up to file lawsuits, don’t yet know how deep their pockets are, or how many lawsuits they will be able to pay off at this time, however it appears there will be many. James Vehslage is listed as the AZ agent for service at the 2333 Northern Ave, #4, Glendale, AZ address. A check of court cases confirms what I have suspected that they have been sued numerous times this year for abusive debt collection activity, which should come as no surprise.  This group of illegal debt collectors is on a fast track to the courthouse where they may be paying off a LOT of lawsuits for being stupid so let’s help them along. They are collecting debts illegally, so do NOT send them any money. They are liars and con men, do NOT send them any money. They are sleazy bottom feeder junk debt collectors who typically never have any legal documents to prove up their claims, do NOT send them any money. We suspect one or more criminals may be working there, do NOT send them any money. This is a slimy, disgusting organization, stay far away from them. NEVER give a Peak Financial debt collector any information on your bank or credit cards, they may take money they are NOT legally entitled to. Contact us for assistance and referral to a local consumer law professional and do NOT have any dealings with Peak Financial. CAUTION: I recommend you NEVER disclose your bank account or credit card information to a debt collector, as you risk them emptying your account, or maxing out your credit card. If you feel they are reporting on your credit bureau files in error or need assistance in dealing with them, email  the details w/your location.  Assistance and referral to a consumer legal specialist may be available.

602-242-2272

18 Report Long ago Unknown
These guys are not bad.  They took a debt I owed $30k+ on and I paid $8k on and was settled.  They were great.  They even gave me free advice on how to clean up my credit!

602-242-2272

18 Report Long ago Unknown
Peak Financial Services LLC(602)-242-2272These guys are fake. They just care about getting your money over the phone using your credit card, debit etc. Don't give it to them, check around the net for Peak Financial Services LLC to find more.

602-242-2272

18 Report Long ago Unknown
a bad collection company

602-242-2272

18 Report Long ago Unknown
This person called me.  I am at a business number here, and cannot release any information about anyone here.  The person that called was so rude, and yelled at me over the phone.  I hung up on her, and she then continued to call back my number time after time, she was quite obviously a psycho.This business would probably get more bills collected if their collectors were not so bitchy and rude.

602-242-2272

18 Report Long ago Unknown
Is your email still active. Want to chat about Peak and an agreement I had with them.

602-242-2272

18 Report Long ago Unknown
Peak Financial Services, LLC (Junk Debt Buyers,  Bottom Feeders,  Illegal Debt Collectors) 2333 W. Northern Ave., #4Glendale, AZ 85021 Phone: 602-249-2444 800-394-9461 602-349-3426Fax: 602-249-3430          602-357-3488http://peakfinancialservices.lbu.com/ Head Debt Collectors: JAMES FREDRICK VEHSLAGE, PresidentCANDACE J. CAREY, Vice President (spouse?)--------------------------------------------------------------------------------Bud Says                         Consumer Comments Below This is a nasty group of highly unprofessional and illegal debt collectors who think they can break the law to collect on debts. We got involved with them over a debt that (by their own records) is time barred from taking legal actions, yet they chose to lie, misrepresent themselves, contact a consumer job after repeatedly being told not to. They do not have any license or bonds that we could find. Both James Fredrick Vehslage and Candace J. Carey are listed as living at the same address in Glendale AZ. The first impression we have of these illegal debt collectors is they have motor mouthed debt collectors who talk faster than cockroach running for cover and think their collection antics are above the law. It appears from our vantage point that they purchased a very old portfolio of old; appear to be worthless debts that they are trying to intimidate consumers into paying. It’s the unprofessional attitude and illegal debt collection tactics they are using that made us wonder if they have a drug testing policy for their employees and perhaps the owners. They are incorporated in South Dakota for those of you lining up to file lawsuits, don���t yet know how deep their pockets are, or how many lawsuits they will be able to pay off at this time, however it appears there will be many. James Vehslage is listed as the AZ agent for service at the 2333 Northern Ave, #4, Glendale, AZ address. A check of court cases confirms what I have suspected that they have been sued numerous times this year for abusive debt collection activity, which should come as no surprise.  This group of illegal debt collectors is on a fast track to the courthouse where they may be paying off a LOT of lawsuits for being stupid so let’s help them along. They are collecting debts illegally, so do NOT send them any money. They are liars and con men, do NOT send them any money. They are sleazy bottom feeder junk debt collectors who typically never have any legal documents to prove up their claims, do NOT send them any money. We suspect one or more criminals may be working there, do NOT send them any money. This is a slimy, disgusting organization, stay far away from them. NEVER give a Peak Financial debt collector any information on your bank or credit cards, they may take money they are NOT legally entitled to. Contact us for assistance and referral to a local consumer law professional and do NOT have any dealings with Peak Financial. CAUTION: I recommend you NEVER disclose your bank account or credit card information to a debt collector, as you risk them emptying your account, or maxing out your credit card. If you feel they are reporting on your credit bureau files in error or need assistance in dealing with them, email  the details w/your location.  Assistance and referral to a consumer legal specialist may be available.File complaints with Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=enYour State Attorney General State Attorney General is every state they have offices Link to all State Attorney General Websites www.naag.orgIf you or they are located in NY – use this SPECIAL Link  www.NYDebtHelp.comThis special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE’S CRACKING DOWN AND SHUTTING THEM DOWN!Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies – report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!    The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!Dealing with Debt Collectors http://www.budhibbs.com/start.htmlStatute of Limitations by State – always double check YOUR OWN STATE Government Website http://www.budhibbs.com/statute_of_limitations.htmRecording calls from Debt Collectors - always double check YOUR OWN STATE Government Websitehttp://www.budhibbs.com/record.htmFrom Federal Trade Commission Website – FAIR DEBT COLLECTION PRACTICES ACT Debt Collection FAQs: A Guide for ConsumersIf you’re behind in paying your bills, or a creditor’s records mistakenly make it appear that you are, a debt collector may be contacting you. The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.Here are some questions and answers about your rights under the Act.What types of debts are covered?The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn’t cover debts you incurred to run a business.Can a debt collector contact me any time or any place? No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they’re told (orally or in writing) that you’re not allowed to get calls there.How can I stop a debt collector from contacting me?If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter – even if you don’t think you owe the debt, can’t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don’t want the collector to contact you again, tell the collector – in writing – to stop contacting you. Here’s how to do that:Make a copy of your letter. Send the original by certified mail, and pay for a “return receipt” so you’ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt. Can a debt collector contact anyone else about my debt?If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don’t have an attorney, a collector may contact other people – but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.What does the debt collector have to tell me about the debt? Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money. Can a debt collector keep contacting me if I don’t think I owe any money? If you send the debt collector a letter stating that you don’t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.What practices are off limits for debt collectors?Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:     use threats of violence or harm;     publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);     use obscene or profane language; or     repeatedly use the phone to annoy someone. False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:     falsely claim that they are attorneys or government representatives;     falsely claim that you have committed a crime;     falsely represent that they operate or work for a credit reporting company;     misrepresent the amount you owe;     indicate that papers they send you are legal forms if they aren’t; or     indicate that papers they send to you aren’t legal forms if they are. Debt collectors also are prohibited from saying that:     you will be arrested if you don’t pay your debt;     they’ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or     legal action will be taken against you, if doing so would be illegal or if they don’t intend to take the action. Debt collectors may not:     give false credit information about you to anyone, including a credit reporting company;     send you anything that looks like an official document from a court or government agency if it isn’t; or     use a false company name. Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:     try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt – or your state law – allows the charge;     deposit a post-dated check early;     take or threaten to take your property unless it can be done legally; or     contact you by postcard. Can I control which debts my payments apply to? Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don’t think you owe.Can a debt collector garnish my bank account or my wages?If you don’t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt. Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don’t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.Can federal benefits be garnished?Many federal benefits are exempt from garnishment, including:     Social Security Benefits     Supplemental Security Income (SSI) Benefits     Veterans’ Benefits     Civil Service and Federal Retirement and Disability Benefits     Service Members’ Pay     Military Annuities and Survivors’ Benefits     Student Assistance     Railroad Retirement Benefits     Merchant Seamen Wages     Longshoremen’s and Harbor Workers’ Death and Disability Benefits     Foreign Service Retirement and Disability Benefits     Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.     Federal Emergency Management Agency Federal Disaster Assistance But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans. Do I have any recourse if I think a debt collector has violated the law? You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can’t prove that you suffered actual damages. You also can be reimbursed for your attorney’s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector’s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.What should I do if a debt collector sues me?If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights. Where do I report a debt collector for an alleged violation?Report any problems you have with a debt collector to your state Attorney General’s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General’s office can help you determine your rights under your state’s law.For More InformationTo learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government’s portal to financial education.The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.         February 2009

602-242-2272

18 Report Long ago Unknown
SOUNDS LIKE BS FROM A DEBT COLLECTOR no one has ever benefited from paying a collection agency If you are not a debt collector - let us know when the NEW collection agencies start to call you.   Because this one stole your money and sold your debt to another agency - who will do the same thing!

602-242-2272

18 Report Long ago Unknown
I dealt with Pete George and he gave me a settlement for $1552 dollars and I owed the bank almost $8000 dollars.  I don't think he was crazy at all.  He helped me during a very hard period I was going through.

602-242-2272

18 Report Long ago Unknown
I recieved about 10 calls a day from these CRAZY people! Pete George was his name and he even called my work harassing my co-workers!! I finnally got fed up and called him back to tell him NEVER to call me or my place of work again, if you tell them that, by law they cannot call your place of work back...

602-242-2272

18 Report Long ago Unknown
This number belongs to a low-life bill collector out of Phoenix, AZ. Peak Financial Services, LLC, 2333 W. Northern Ave,, Ste 4, Phoenix, 85021.Constant harassing phone calls.

517-306-2130

20 Report Long ago Unknown
they just called my house phone.gah they need to stopthey asked for my dad and when i asked if i could take a message they hung up

517-306-2130

20 Report Long ago Unknown
I get a call 3 to 4 times a week and they never leave a message. I read some of the other posts and it appears to be a Chrysler call center. NO reason why they should be calling me. I am on the do not disturb list and still get bugged!! Why even have such a thing if it obviously does not work. I am VERY Irritated!!

517-306-2130

20 Report Long ago Unknown
I have never answered the phone when this number shows up, but it comes through several times a week and I'm not sure who the caller is or what it is about as they leave no message.

517-306-2130

20 Report Long ago Unknown
Keep getting calls from this phone number, only rings once and then there's nothing.  Judging from posts I've seen online from others who have gotten calls from this number, I do not want calls from them for any reason.  I am on the national do not call list and they should not be calling my number if they do not know me and I do not know them.

517-306-2130

20 Report Long ago Unknown
They call several times a day, every day.  They never leave a message.  If they are a research company, that's fine and I might be willing to participate if they ever left a message.  I tried their do not call list that bob the digger recommended.  Hope that works.

517-306-2130

20 Report Long ago Unknown
They called me again. Reverse search only shows that it's a land line out of Hudson, MI. If I can't find out more I'll just post the number at 4Chan and have a couple hundred thousand creeps from every corner of the globe calling them non-stop 24/7. After that things will just sorta work themselves out...

517-306-2130

20 Report Long ago Unknown
Repeated unwanted calls. Would like to talk to them in order to get off the calling list. But, alas, a real person never answers when I use this phone number to try and call them in return. Very sneaky.

517-306-2130

20 Report Long ago Unknown
Thank you!!  They have been calling me daily for months.  I always let it go to my machine, they have left a message once or twice.

517-306-2130

20 Report Long ago Unknown
Thanks Bob!

517-306-2130

20 Report Long ago Unknown
Thanks Bobthedigger, went to their site and requested my number ber removed. In case it doesn't stop them I have added them to my do not call list on my phone + I will *77 when their #shows and it will disconnect them.

517-306-2130

20 Report Long ago Unknown
Thanks Bob!

517-306-2130

20 Report Long ago Unknown
Thanks Bob. these calls are a pain in _  _.....

517-306-2130

20 Report Long ago Unknown
Thanks. Very helpful. Went to the site and linked to the do not call reques.

517-306-2130

20 Report Long ago Unknown
Thanks. I appreciate it.

517-306-2130

20 Report Long ago Unknown
The Company that is calling you is calling you is called Meyer and Associates. If you call the number back you can tell them to remove you from there call list. the company is a research company and here is the companys web page you can also go there to get your number removed.http://www.callmeyer.com/

517-306-2130

20 Report Long ago Unknown
Calls almost daily AM. Never leaves a message.

517-306-2130

20 Report Long ago Unknown
Keeps calling me and I send it to VM.  Never a msg left.  Comes up UKN.

517-306-2130

20 Report Long ago Unknown
Dead Silence and received this call easily three times per day.

517-306-2130

20 Report Long ago Unknown
it is  a new call center for Chrysler financial.

517-306-2130

20 Report Long ago Unknown
dead silence

888-222-4227

111 Report Long ago Unknown
I have no business with this company, nor have I ever. No one responds when I answer the phone and then they hang up.

888-222-4227

111 Report Long ago Unknown
I get the same calls from several different area codes, all day long, every day. Then after my continual ignoring the calls I don't recognize, they actually called my son's phone. They weren't even given his cel number. They apparently just found someone near to where I live with my last name, which is an uncommon name, and then called him. It's apparently part of their business practices to shake people down for money. My guess is that they pay people little money to sit in cubicles and make these unrelenting calls. Lamo!!!

888-222-4227

111 Report Long ago Unknown
Just started receiving these calls from this number (Santander.) Got me as the wrong person w the same name. Never even purchased a car w a loan in my life. It seems dept collectors use any way to find and contact who ever they're looking for. She seemed nice on the phone, apologetic and patient. I'm sure she knows their company can get in serious trouble for harassing the wrong person. Plus it shows how terrible their collection agency is when it comes to doing real business. She told me she will have my number sent to the manager who controls the list of numbers. From there they would have my number remove within 24/48 hrs. Thank goodness I don't do business w these people. The caller seemed really rude on the phone leaving the voicemail. Jerks!! To all of you who have to do business with these people, I hope the best for you all! I will keep you posted if they don't remove my number.

888-222-4227

111 Report Long ago Unknown
just purchased car  1st payment due September16.  They have been calling me since Aug. 8th.  I spoke with them then just validating loan they said, but I keep getting calls 3 to 4 times a day no message an from 2 different numbers??  I am being harassed before payment even due.

888-222-4227

111 Report Long ago Unknown
been getting calls from them . bought a new car on 30 april and first payment isnt due til 14 May but yet they keep calling !

888-222-4227

111 Report Long ago Unknown
I agree with all the responses. My car loan was through Citibank. The first time I had to call customer service I was surprised to get a damn Indiana on the phone. I asked the *(&D(*& if he was in India. He paused and they said yes. I demanded to talk to an American and he said there were none!The only American line I guess was finance. I was enraged because I am so sick of our jobs going to Indian. Next time I called I demanded to talk to the finance people. The agent said there was NO CUSTOMER SERVICE in the states. I was sooooo mad. I would like to have a company with CS in the United States!!Then I get a letter stating that Sanlander will be taking over my car loan. At least I had heard of Citibank. Then Sanlander?, it is some sort of hispanic company or something. And I still get Indians when I call in. I called in once to make sure I would not be charged extra for sending my payment through the bank. Cause as you all know their terms for payment were not clear. If there is anything I can't stand is "pay to pay"!! I WISH I HAD ANOTHER PROVIDER!

888-222-4227

111 Report Long ago Unknown
They keep calling me and I dont even have a car or ever had one previously. I litterally just got my license. They are a major scam website. I curse them with the fleas of a 1000 camels on thier crotch and may thier arms be too short to scratch. HA!

888-222-4227

111 Report Long ago Unknown
I got a call from them today out of the clear blue - "IMMEDIATELY RESPOND" press 1 - then ask for social security # and/or Bank account #.  Major League BS if you asked me

888-222-4227

111 Report Long ago Unknown
1-888-222-4227 was Drive Financial and now they are some crazy company (Serander US) Both should be investigated for deceptive business practice. What a bunch of busters!

888-222-4227

111 Report Long ago Unknown
JJ,Have you had any luck with filing the lawsuit against them?  I too live in Florida and follow the same path of harrassment.  I'm tired and emotionally drained from these people and want to file against them, we all need to take and stand and put them under.

888-222-4227

111 Report Long ago Unknown
I know this is late, but you can send a limited 'cease and desist' saying that all calls are 'inconvenient' and they are to only contact you through by US mail.  Send it CMRRR and keep a detailed log of any phone calls after you get the card back.  You can sue them if they keep calling.

888-222-4227

111 Report Long ago Unknown
the DNC registry only applies to telemarketers.  If money is owed to a company, they are allowed to contact the debtors.  I know this, as I am always getting calls from my own collection agencies.  I dont LIKE it, but I researched everything to know where I stand with my rights, and thats just how it is.  The government is not going to ban companies from trying to collect on debts.  I try to pay on mine, even if its just a few dollars, and i start getting on track, then WHAM!  medical emergency or WHAM!  car needs costly repairs.  Santander seems to be totally devoid of humans in their workforce though.  After I tried to get a deferment, after paying early every month for 2 years, I was told that I was not eligible for deferment because I was not behind by 3 or 4 months.  I said, fine, I will not be paying until the 27th late day of my payment from now on.  that was a year and a half ago.  They call work and home.  i hang up on all their numbers, of which there are many.  They get their money on my terms.  they deal with me on my terms.  i owe some late fees, but its worth it to not deal with the morons at all.

888-222-4227

111 Report Long ago Unknown
Goodness people!  If you're going to give out legal advice, please do some research and make sure it's correct before posting!The National Do Not Call list does not apply to bill collectors.  It applies only to solicitation calls.  You cannot do a blanket "opt out" for collection calls.  You can request, in writing, that the collector only correspond with you in writing.  But, the company can require that you submit this request in writing and does not have to comply with verbal requests for no calls.  After all, you did borrow money for the car you purchased.  They have the right to call you to ask for payment until you make a formal request to not be contacted by phone.  This does not fall under the umbrella of "harassment".  If you want to get very technical, in legal terms, "harassment" can only be considered a criminal issue and cannot be the grounds for a civil lawsuit.  I'm guessing you learned that when you attempted to file your lawsuit against them.Additionally, the Fair Debt Collection Practices law that I think you're attempting to cite only applies to 3rd party debt collectors.  Since the company calling you is essentially "the bank", they are 1st party and therefore do not have to follow this law.  Lucky for most debtors, they do follow the law voluntarily because it is good business practice.  So, legally, they can call you every 10 minutes if they want to.  The only way to make it stop is to pay your bills on time or to submit a written request that they cease telephone communication.Finally, the Attorney General's office has no interest in this company of their business practices.  It is actaully the Federal Trade Commission (FTC) that governs this type of activity.  If you want to file a complaint with anyone, I'd suggest them.  But, be aware that they don't respond individually to complaints.  They simply track trends and action only the largest offenders.Just call this company and work out payment arrangements.  It will save everyone involved from a great deal of frustration.

888-222-4227

111 Report Long ago Unknown
Thank you!!!!  They are driving me crazy and I don't even have a loan with them.

888-222-4227

111 Report Long ago Unknown
thank you - that is quite helpful and i will certainly use it

888-222-4227

111 Report Long ago Unknown
We have a new phone number that apparently was previously held by a Santander customer.  Even after notifying them that we are not the person(s) they are trying to reach - and that they can verify this with the phone company since our number is listed - they continue to harrass us with calls at all hours of the day and night.  So, on their website I found:We are registered under the State of Texas and are subject to regulatory oversight by the Office of Consumer Credit Commissioner. If you wish to file a complaint against Santander Consumer USA Inc., you should contact the Office of Consumer Credit Commissioner at 2601 North Lamar Boulevard, Austin, TX 78705-4207 or by telephone at 800.538.1579Thought some here might be able to benefit by the information.

888-222-4227

111 Report Long ago Unknown
Not true attydallas!  Collectors all use predictive dialers.  I used to work for multiple collection agencies (3rd party) and banks (1st party).  Both use predictive dialers.  They are programmed to pass the call to a collection agent when the call is answered at the other end.  This is why you ALWAYS have to say hello twice.  The first time you're saying "hello" to the computer, the second time the agent hears you.Additionally, 1st party collection departments don't have to be registered and licensed.  These calls are coming from the holder of the note.  They don't have to have any special licensing to call and request that payments are made on time for loans they granted.  That only applies to 3rd party collection agencies who are paid by the holder of the note for collection services.Maybe it's time to go back to law school?

888-222-4227

111 Report Long ago Unknown
Well, several problems here .. First, debt collecotrs, unlike telemarketers, do NOT use "predictive dialers", since each debt is individualized (e.g. different amounts, sometimes owed to different creditors).  They have to be able to respond if a person picks up.  Hence that is why devices like the Telezapper do not work with creditor calls, unfortunately .. As to the National Do Not Call Registry (and the TX Registry), there are exceptions for calls from creditors, collection agencies, or anyone with whom the listed # has had a previous biz relationshiip.  So putting your name on the list won't stop collection calls.  Third, although Greg Abbott is doing a good job in office, his office will usually seek injunctive relief (i.e. get a court order requiring that a co. stop abusive practices) under the collection and DTPA laws only if enough consumers complain about a particular harrassive collection co. to his office to make it worth his agency's time.   One thing to do if you are in TX is to check with the Att General's office's website to make sure the collection agency is licensed and bonded to do collection work.  Otherwise, they are operating in violation of the law (you'd be surprised how many aren't licensed).  That fact makes it more likely the AG will take action against that company, plus it's good ammo to use against them next time the collection agency calls you!

888-222-4227

111 Report Long ago Unknown
National Do Not Call Registry  is for sales calls - does not pertain to debt collections

888-222-4227

111 Report Long ago Unknown
You believe that because you do not live in the state of Texas. There aren't really any protections for consumers here.

888-222-4227

111 Report Long ago Unknown
Send a certfied letter of cease and desist from calling your telephone number.  Federal law dictates they must stop at this time.

888-222-4227

111 Report Long ago Unknown
The Do Not Call Registry does not apply to companies you have dealings with.. only telemarketers

888-222-4227

111 Report Long ago Unknown
You are correct Lamet

888-222-4227

111 Report Long ago Unknown
But they call even when there is no payment due. I've not been late once, but from the day I financed my car they have called every single day.  And no one is there when I pick up.  This is insane.  I finally downloaded a call blocker on my phone specifically for these idiots.

888-222-4227

111 Report Long ago Unknown
DO NOT CALL LAWS DO NOT COVER THESE CALLS.  this is not a telemarketing call. This is a business that you have a previous relationship with.  they have the right to call about a past due bill.  The issue here is the # of calls they make after you have already spoken with them.  DONOTCALL LAWS do not cover that issue at all .THESE NUMEROUS  HARRASSING CALLS FROM ORIGINAL CREDITORS GET REPORTED TO THE FTC.. DONOTCALL LAWS DO COVER THIS ISSUE IF YOU DO NOT HAVE AN ACCOUNT WITH THEM

888-222-4227

111 Report Long ago Unknown
When Anybody call that you do not want to talk too, if it is your cell, check the phone number out and type do not answer. If they call from another number, type that in too. Do not answer. They WILL stop calling. It works for me.calling

888-222-4227

111 Report Long ago Unknown
Thank for the information, They do the same to me. They not only call my home but also my cell and I ask them twice not to call my cell phone.

888-222-4227

111 Report Long ago Unknown
great job. willing to try it thanks

888-222-4227

111 Report Long ago Unknown
I beg to differ DHnKC, these are not all sub prime loans.  My husband and I have a loan on our RV which was with GEMB Lending and not sub prime.  We never got calls from them unless we got more than 15 days late, which was rare.  On the other hand, calls from Santander start the day after the actual due date i.e. if the payment is due the 10th, we get calls on the 11th, several a day from varying numbers.  They have been nice enough when we have had them on the phone but the calls do start the day after the payment is due.  By trade I am a mortgage fraud investigator for a large mortgage servicer so I am well versed in FDCPA Rules.  People need to educate themselves and take appropriate action when debt collectors break the rules.

888-222-4227

111 Report Long ago Unknown
Why are you even on here?

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111 Report Long ago Unknown
Yes,t hey do charge $10.95 and it irritates me.  Fifth Third bank approved my loan and sold it to this Santander before my first payment was even due.  Now they call me left and right and I've only made 1 car payment!!!

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111 Report Long ago Unknown
If you make your payment through bill pay at your bank or credit union you need only make your regular payment.  I originally had my loan with Sovereign Bank in Pa. and suddenly it was changed to Santander Consumer USA in Dallas.  Santander is actually owned by an European company, another case where the USA gets the shaft.

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111 Report Long ago Unknown
I told them that citi never charged a fee for an online payment or over the phone. These rude s,o,b.s wanted to argue with me They kept saying they charge you.. I told them go ahead and argue because I am going to just mail it then. So I put it in the mail. Screw these rude b*****ds. I only have 6 payments left on my truck.

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111 Report Long ago Unknown
Citi Auto would not charge a fee for payment on line (For the State Of MI) but I see this company charges $10.95.......

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111 Report Long ago Unknown
Not all subprime.  They apparently bought all of the Citifinancial Auto loans.  Ours was not subprime and not late.  Paid every month 4 days early by bill pay electronically.  They just took over our loan this week and since the payment went to Citifinancial they didn't get it by the due day from Citi and they called us.  They were very polite though.

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111 Report Long ago Unknown
These are sub-prime - high risk loans.  Your payment is due on the due date - there might be a 10 or 15 day period before they assess a late charge but because of the risk involved in these loans, collection begins the first day your are late.

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111 Report Long ago Unknown
I've had them call 12 hours after my bill was past due. and keep calling while ignoring a simple grace period. vultures.

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111 Report Long ago Unknown
I am going to file a lawsuit for 'Harrassment' against Drive Financial & Santander Corp... I get 5 harassment calls a day and they even call me once or twice after 9 p.m. at night... They simply don't care and it is time for anyone who reads this blog to take this problem seriously and take appropriate action.(Please see below and I will tell you what need to do)... First, if you are late on a payment, they don't care as your telephone number is installed into a 'predictive dialing' computer and someone on the other end who doesn't give a damn just makes repeat calls all day long not caring who is on the other line... That is why these imbeciles don't say anything when you pick up the phone on several occasions...It would be a professional manner for these companies to call you 'once' and than a followup call weekly... This is the professional way to handle late payments...However, these deplorable people even if arrangements are made for a future payment will harrass you with several types of calls and messages, and even calls that no one is on the other end...They do this because 'harrassment calls' pay and they have found it gets payments in quicker... The problem is that you and I don't do anything about it... Here is what you need to do right NOW !Your first step is to log onto a website called the 'National Do Not Call Registry' - here is the site, copy and paste it in your web subject line: https://complaints.donotcall.gov/complaint/complaintcheck.aspxRegister your name and number and file the complaint with notes... do this on every call that is harrassing... If you informed them NOT to call you again, as I have many times, than there is a detailed place to put your message...Do this everyday if need be... Only takes one minute...The government will respond to these guys I promise !The second thing is to write a 'letter of complaint' to the Texas Attorney General, Mr. Greg Abbottaddress: Office of the Attorney General Consumer Protection Division PO Box 12548 Austin, TX 78711-2548 Be specific as to the 'harrassment' they have caused you...The third thing is to copy the letter to your home state Attorney General's office... My home state is Floirda, address:Attorney General's Office, Mr. Bill McCollumOffice of Attorney GeneralState of FloridaThe Capitol PL-01Tallahassee, FL 32399-1050'I have stated my 'opinions' above about the charactor of these companies, and the lack of professional and ethical courtesies...I am entitled by law to state my opinions...There is a 'fine' line between bill collecting and 'harrassment'...I believe that the state of Texas will soon fine the daylights out of these companies, or revoke their licenses... Heads will roll... The federal government will fine them as well for violation of the federal law...I hope this helps, and do not let them get away with it by doing nothing...

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111 Report Long ago Unknown
No they will not ..... I tried that and even made the payment earlier than I had arranged to and I still get phone calls. My payments are caught up and paid earlier than they are supposed to be yet I get at least 3 calls a day. 1st time  no one answers, 2nd time I let the answering machine pick it up and I get the "Hello this is Santandar calling regarding personal business, and the 3 rd time is another hang up phone call.  I called them back and when I talked to the person on the other end of the line she couldnt explain why they were calling. So I told her if it happened again I would report it to my AG and still they called again. SO I called the AG in Missouri  and reported it.

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111 Report Long ago Unknown
This is not true.  The FDCPA states that collectors can make 1 contact per day, per phone number with you.  A contact is defined as leaving a message or talking to a person.  This is why they don't leave messages in the morning.  If they did, they wouldn't be allowed to call back until the next day.  If you simply answer the phone and tell them when you intend to pay, they will stop calling for the day.  If you keep ignoring them, they will keep calling.

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111 Report Long ago Unknown
I guess Dummycrats are saints and are exempted in your mind.

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111 Report Long ago Unknown
LOL Love the comment !

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111 Report Long ago Unknown
Like the Bible says, Time and unforseen circumstances befall us all.  Sometimes situations come up in life that prevent good intentions.  Sounds like you are a rich Republican or Tea Party person

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111 Report Long ago Unknown
It seems that you work for them, you are totally defending them. Everyone has different situations that are out of their control.

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111 Report Long ago Unknown
I meant click on the link or paste it into your browser...

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111 Report Long ago Unknown
Paste the below link to the FTC's website.  The link will actually take you to the page of the FDCPA, read it and educate yourselves.  The more you know and can calmly cite, the less power the collectors have to harass you.http://www.ftc.gov/os/statutes/fdcpa/fdcpact.shtm

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111 Report Long ago Unknown
Even if you talk to them and make payment arrangements with them, they will still call you back that same day because NONE of the IDIOTS READ the notes written on your ACCOUNT! It is rediculous!

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111 Report Long ago Unknown
Actually it's not more than ONE call per day allowed to a #, whether it's an "attempt" or actual conversation.  The onlly exception is if you talk to them and give them permission to call you back later that day.

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111 Report Long ago Unknown
You should get your facts straight before making comments like "People Its against the Law for Consumer USA or Drive Financial to be calling you more than 3 times a week. 4 5 times a day".   The fact is that you cannot call and SPEAK or LEAVE A MESSAGE  to/for someone more than 1X per day but you can attempt to reach them up to 8X per day.  The reason that collectors do not leave messages is because they would not be able to try and contact you again that day.  Usually when a message is finally left it's in the late afternoon or evening.  You can receive collection calls from 8AM - 9PM in your time zone.The sure fire way of eliminating collection calls is to pay your bills on time - plain and simple!

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111 Report Long ago Unknown
People Its against the Law for Consumer USA or Drive Financial to be calling you more than 3 times a week. 4 5 times a day thats crazy but they do it to me also.. It would be Santander Consumer USA or Drive Finanacial they take turns.. Same company tho..Erick

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111 Report Long ago Unknown
they call to make to mad ... don't answer the phone... they are just as frustrated as you are for not answering the phone and you not paying your bill on time...the people are just doing there job...

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111 Report Long ago Unknown
If you had any loans with Sovereign bank these calls are from Santander bank which took them over and aquired all loans.

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111 Report Long ago Unknown
wow....i googled this number to find out who left my mom such a ridiculous message and I am not surprised to find out who it is.  They told her the same thing...that I had applied for something and they had great news for me!  Wow!!!!!

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111 Report Long ago Unknown
heres a new one at least on me. this number called and said "We have some great news for you so give us a call back", BUT didn't leave their name or anything. now I know why.

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111 Report Long ago Unknown
FDCPA actually states that collectors can call from 8 AM to 9 PM.  Just wanted to clarify so that people cite the law correctly.  Nothing makes collectors strike back harder than when debtors try to cite the law incorrectly.

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111 Report Long ago Unknown
Next time they call cite the Fair Debt Collection Practices Act to them. It states that they can't call you before 8am or after 8pm. It also states that if you notify them in writing that they can't call you at your place of employment, they have to honor it. Make sure you send the letter certified return receipt requested so you have proof they received it. Google Fair Debt Collection Practices Act. It will tell you what is legal and what is not. When you throw that out to a collector, they back off real quick.

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111 Report Long ago Unknown
Santander is a subsidiary company. At least they usually leave a message. The folks there have been polite when I've spoken with them. But Drive- another story. They call late, not late, paid, not paid. Drives me nuts. Somehow got my teenager's cell # and started calling him. What the heck is that about? I've been late twice and called when I knew I was going to be late to make arrangements. Still got phone calls sometimes as many as 9 on the house phone and 4-5 on my cell, plus several calls at work! Utterly ridiculous.

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111 Report Long ago Unknown
I had the same thing, telling me I had an account. They will call so much for a period of time and then stop. It;s either "santan or Fontan" idk...no account with drive time...so I dont know who or how they got my number pisses me off

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111 Report Long ago Unknown
they also bought some accounts from HSBC auto. idiots . . .

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111 Report Long ago Unknown
I make partial payments and they accept them. I am also 1 month behind because of hardship and they refused a deferment. They will tell you that they don't accept them, but say if your payment is $400 a month and you pay $450, they will accept it. I do mine through my online banking and it's electronically transferred to their accounts so they HAVE to credit me that money.

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111 Report Long ago Unknown
Just send the partial payment in-watch they will take it. Also, do not defer payments with this company. My ex did and ended up owing over $6,000.00 in interest and penalties. He causes me to be 2 weeks late each month, due to paying my alimony late, but I pay the late fee and and other fees. They don't like it and tell me I only owe the principal, but I pay it all so I don't end up with a big bill at the end or if I trade the car in before I finish paying it off.

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111 Report Long ago Unknown
If they told you they won't take partial payments they are lying to you! They will take whatever money you send them. I pay just slightly over half a monthly payment every 2 weeks and they take it. If you can afford to pay half your payment every 2 weeks you'll make 13 monthly payments in 12 months. This will get you current. I also logged on to my account and changed my work and cell phone numbers to numbers that don't exist. This ended the annoying calls. Lastly, do what I intend to do. Do a total money makeover. Commit to a life with no debt. Pay off this(and all) debt as quick as possible. Then start making a monthly car payment to yourself in an interest bearing account. Save up and buy your next car with cash. Stop dealing with these leeches!!

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111 Report Long ago Unknown
They did. They call incessantly, and when I explained that I had missed one payment, due to a documented hardship, and was requesting a deferment of that payment, they said I wasn't far enough behind to be eligible. I'm constantly one month behind because I can't afford two payments in one month, and they said they wouldn't take partial payments. Eventually, when I insisted, the rep claimed to apply for a deferment, but if there was an application made, it was declined. I have written to them and asked for help, and they literally ignored my letter.I am about ready to write and tell them I want to do business in writing only--but I'm afraid that will lead them to repossess in retaliation, even though I'm only a month behind (and wouldn't be that if they'd work with me). Any thoughts, anyone?Btw, they have a 214 number which still says it's Drive--but Santander is the new name. You can get calls that say they're from both companies, apparently. But Drive is now Santander. I think they had another name at one, too--something about Road or something like that. They never call our references, but they call us 3-5 times a day, on home and cell numbers.

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111 Report Long ago Unknown
they are an outside repossession and collection company.they want my vehicle, they call 4 times a day and are so rude. i told them not to call me anymore. i told them they will not get my car bc im filing bk, and i have the car in a storage unit locked up and in a gated area..they really got mad they threatened to pay my neighbors to let them know when the car is here, they said they will call all my relatives and my boss. even said they will call my ex wife and she will give them all my information...lol..good luck, sue me bi****s, they can break into a locked video taped area, and they cant sue me without me being served, bc i will not answer the door...lol..they can kiss my booty..im changing my number too..FIGHT BACK...DONT BE SCARED OF THEM...

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111 Report Long ago Unknown
well...actually, i tried that...they told me they don't want my vehicle back...and then proceeded to ask me what i willing to pay for it every month! I am SO upside down in this vehicle that i wish they would take it back! they have started calling my ex- mother-in-law...hmmm...they are very annoying! they need to come get he vehicle and leave us alone!

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111 Report Long ago Unknown
They also just recently took over Citi Financial Auto loans.  They have done nothing but harrass myself and my wife and I have advised them that they need to contact Citi to find out why the pmts are not reflecting properly.  The first call from an 888 # then the call from a 219 #, then the call from an Unknown #, all w/ in minutes of each other.  Wow, let me answer the call from the local # since i didn't answer for the toll free one.  or better yet let me answer an unknown #....How dumb must they think I am????  apparently not as dumb as them trying this method to contact me......i should just give the truck back seeing as how i am upside down in it anyway!!!

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111 Report Long ago Unknown
they also took over roadloans. you are right if you are a day late they will call you.

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111 Report Long ago Unknown
I agree with you 100%.  I had to pay 1300 to get my car back and now, I have 1.5 months left. I requested a payoff balance last month and it was $1000 more than what owe!  same thing this month.   I called and asked for an explanation and was told I was "stupid if I couldn't figure it out.".  what a bunch of total idiont.

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111 Report Long ago Unknown
Took over from HSBC and I have a 10 day grace on my loan whether they like it or not. Santander really needs to be turned into the Atty. General for harassment as defined... Can legally only call once every so many days. I never answer when they call because even if you talk to one of their a**les, they'll still call every day. I don't know how another human caN WORK FOR SUCH AN OUTFIT. If anyone from santander is reading this... go f**k yourself. I have a 10 day grace, get paid every other week and WILL be using the 10 day grace as much as I can, so kiss off. The one "human" b***h i spoke to was rude as hell. Bad customer relations. Come get my car - I DARE YA !!!

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111 Report Long ago Unknown
Actually, Santander is also a creditor. We refinanced our auto loan with them a few years ago. We have never had a problem with them at all. When I was laid off this year after an extended medical leave, all we had to do was call them, explain the situation and they extended our payment. When the first extension ran out, we called again asking for an extension. We were advised to wait until a specific date and call back to request the extension. Although we did start getting a few calls from their collections department, we were able to go ahead and extend the payments out once more. Clearly, this is not the best situation, but it is what we have been dealing with. They have been very nice to us and hopefully, things will be better in 2 months when this extension expires. We only have a few more months left on our loan so we want to pay it off as soon as possible.

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111 Report Long ago Unknown
Santander is actually headquartered in Spain. It is the largest world bank at this time. They aquired Soverign Bank which is what do do business under in the US. They are now just starting to advertise the Santander name for US market

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111 Report Long ago Unknown
Santander is indeed located in the US, they are located in the Dallas area.  Google it!

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111 Report Long ago Unknown
One thing you dont seem to realize is that Santander is NOT an original creditor.  They are indeed Debt Collectors.  They buy out loans from the original lenders, they however do now make any new loans.  They are a rip off company and dont care how many Cease and Desists letters you send them.  They are not in USA and dont care about any of US laws.

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111 Report Long ago Unknown
The law most of you are quoting regarding Debt Collectors, does not apply to Creditors such as Credit cards or Car Loans.  It applies to Debt Collectors only, such as Collection Agencies etc.FTC.gov - fair debt collections practices act    FTC.gov for Credit Card banks is Fair Credit Billing ActHowever the Federal Communications, does have a similar law regarding phone calls at work.  Go to FCC.gov, and download the Complaint form,Also before you do file a complaint with FCC.gov, they will also require you send a Written notice, to Stop Calls, at work, or on certain times / days.  It's always best, to mail letter Certified Mail, so you have a receipt of when you mail and letter, and when it was received and by whom.As to Cease and Desist, again this only applies to Debt Collectors, not Original Creditors, such as on Car loans / Mortgages / Credit Cards, those are different laws entirely.  You can find more information on those at ftc.gov also.  I would personally never send an Original Creditor like this Santander, or a Credit Card bank a Cease and Desist Letter.  Santander will simply repo your car.  Santander is one of the worse Car loan finance companies, for car repos.  And when I talk to Santander, b/c of the reputation on line, I always record all my calls.  During one of these calls, I started to be told a different story, than was given by another employee - I advised that I recorded the call with the other employee, and I'm doing the same with them (my state only requires, 1 party be aware call is being recorded - so check your state's rules first), and Santander hung up on me!!!I am not an Attorney, but I am knowledgable in Consumer Protection Laws, fighting 3 lawsuits against us without an Attorney, and helping others, such as family members and friends only.  I am not giving legal advice, just educating on what I have learned, and what I do myself,  when I get calls when I shouldn't or at inconvenient times.  .

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111 Report Long ago Unknown
Did you know that by law once you tell them not to call your job, they have to stop or you can report them to the attorney general's office?  google debt collecting and read the law that protects consumer's.  You can also send them a Cease and Desist letter (google it for template) and they are required by law to stop all phone calls. Hope this helps.

888-222-4227

111 Report Long ago Unknown
If a bill collector calls you at work, write a certified letter to them stating you are not aloud to receive personal calls. If they call after they have received your letter (don't forget to get the return receipt requested form, which states when they received it and who signed for it and include your account number!!), you then have legal recourse against them. This falls under federal regulations.You must put it in writing.I also have an account that they purchased. I do not answer them. Also, if you go online you can find out what the statues of limitations for each type of loans for your state has. For example, in Maryland, if you owe a debt and for what ever reasons (like hardship,layoff,divorce,etc.), and you have NO contact with them for 3 years, you no longer owe the debt (this is for credit cards). Each type of loans carry different time lines, and each state is different, but there is a complete list for each state and each type of loan-just google it.

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111 Report Long ago Unknown
Santander Consumer are freaking rude!!! I have a car loan on them and my due date is not until every 8th of the month. Even if it's still 4 days before my due date they won't stop calling and they are always calling me at work too. I got in trouble for personal phone calls one day. I told them I'm not allowed to take personal phone calls at work but they would not stop.I thought every loan company they atleast give you grace period. Even if I'm not even late yet, they start calling!!!

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111 Report Long ago Unknown
They have now also bought out all of the HSBC Auto loans.   I'm ontime and my first payment with them is not due yet.  They are war-dialing my work and mobile phones... no one there.   Will probably be looking to see what I can do legally if this keeps up!

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111 Report Long ago Unknown
I guess they took over Triad also

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111 Report Long ago Unknown
It's Santander Consumer -- I think they bought/took over Drive Financial.

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111 Report Long ago Unknown
i just had them call from private name & they left this # 18883253502 and say they were from "santan" or something like that. i let voice mail get it & i could nt really understand the message.

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111 Report Long ago Unknown
Yeah they don't say who they are if I knew Iwould have answered the phone.. I am upset that they called me on sunday morning though that is going overboard

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111 Report Long ago Unknown
I did the same thing! my resoning is that if it was really important they would leave a message!

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111 Report Long ago Unknown
I know! Me Too. I am so over this bill collector bs. Its like "who has their head farther up their own a**??? On time, late, never, its always some stupid emergency.

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111 Report Long ago Unknown
They've called 6 times in the last 4 hours and never leave a message. I had to go on the internet just to find out who they were.

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111 Report Long ago Unknown
Here's some information for you.The vast majority of companies calling you, regardless of the company's size, utilize a computerized system to make their outbound sales and collection (recovery) calls. These systems make more efficient use of tha call center employee's time. The computer makes the outbound call and waits for the line to connect. When you answer the phone, the computer will register the connection and will then transfer the call to a representative who will handle the call. The process works fine, as long as there are enough representatives working to handle the number of calls being answered. If, after a default period of time, the computer cannot connect to an available representative the call will be disconnected. The computer will register the call as a non-connected call as a representative did not speak with you. Your number is then returned to the call queue to be called again when your number cycles to the top again to be called.Their agents are not calling you and listening to you repeatedly say hello.*Rule of thumb. --> If no one responds after you have said hello twice, just hang up and go on with your day., Sadly, they will call again since they have not actually made contact with you. Complaining to a rep once you do get to speak with a person is useless as they just speak to people when the call connects to them. Typically, they are not even able to make outbound calls from their station. Some manager or supervisor is overseeing the call load as directed by some manager who isn't even at the facility.

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111 Report Long ago Unknown
yeah they read these posts, the only good reviews of this company are by the employees who get paid to give good reviews

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111 Report Long ago Unknown
Those that have researched phone #'s  and reading the posts are learning from others experiences. When you get phone calls from  a phone # you don't know you should be researching them so that you don't get caught  in fraudulant schemes.  I also listened to a new report where people had been scammed and they said to always research the phone # and/or the company they CLAIM to be. Also check your state laws for harrament laws by bill colletors and file an online complaint to the FTC and the BBB.

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111 Report Long ago Unknown
YYOOUU KKNNOOWW TTHHEEYY AARREE NNOOTT RREEAADDIINNGG TTHHIISS, RRIIGGHHTT??!!

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111 Report Long ago Unknown
Me too And i actually talked to them and they are dumb. then they put me on hold without telling me and i waited for 5 minutes and then hung up i am sick of them.

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111 Report Long ago Unknown
I would rather them not leave a message, even if it is Santander. I shouldn't have to hire an interpreter to have them translate the message for me. Get the Call Centers back in the US, not in India where they can't even pronounce my name.

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111 Report Long ago Unknown
I called for a pay off a month ago then got side tracked and didnt follow thru, they started calling me 4-5 times a day then showed up at my house to repo my truck saying I no longer had a contract so just be aware of the steps they take. of cource they didn't get the truckShaun

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111 Report Long ago Unknown
Santander are mothers....I mail my payments in and they get posted 2 to 3 weeks later.  Then I got laid off amd called them to see if I could make partial payments...their idea to partial payments...they repossed my car.  They are total pricks

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111 Report Long ago Unknown
Santander Consumer is an Auto Financial Company that has been buying up other Auto Finance Companies.  They just bought out 2/3 of CitiFinancial and so, have my loan.  They have a mix history os being very good working with their customers and also a very bad reputation for being a hard a**.  So far my relationship has been good with them, but going to pay my car off as fast as I can.   I don't want to do business with them any longer then needed. Jack

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111 Report Long ago Unknown
I agree completely. 50%+ of the times that I answer for them, they either hang up immediately or wait a minute to hang up. Probably lazy reps who need to meet a call quota without actually having to do anything. The rep that usually calls also hangs up on me when I try to tell her not to call at certain times. Her way of not getting that message, I suppose.

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111 Report Long ago Unknown
This company replaced my older auto finance company and they are just plain rude.  I start getting 4-5 calls a day the day the payment is due and the few times I have answered, they will not take a no for an answer so I usually just ignore them now

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111 Report Long ago Unknown
I get the same thing on the website...I just ignore it now.

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111 Report Long ago Unknown
SAME thing HERE!  You can't even make a payment the old fashioned way without being charged for it.

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111 Report Long ago Unknown
They call my cell and home everyday and never say anything.  I just financed through them on August 25 and don't have a payment due until October.

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111 Report Long ago Unknown
I have been getting calls and my payment isn't due until the 25th. Had two calls the 15th, one the 16th and one (so far) today! Sheesh!

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111 Report Long ago Unknown
Same thing here....I bought a used car a year ago...I paid cash in full and never had a loan from anyone....yet they call me everyday....I don't understand why they call.

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111 Report Long ago Unknown
We haven't even bought a car in over 5 years....even then, we didn't finance it---paid for it outright.  So, why are we getting calls??

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111 Report Long ago Unknown
I also just bought a car and they have been callling me also to "verify" or just hang up when I do answer.

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111 Report Long ago Unknown
Welcome to dealing with Santander!!! They'll harrass you for a payment when you're 2 weeks from your due date. Just get ready. It gets interesting from here... oh, and I hope you speak hindi.

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111 Report Long ago Unknown
I am glad I read these posts because I was really wondering who this number was through. I just got a car (a week ago), and they have been calling since I got the car. I don't even have a payment due until December. Very strange!

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111 Report Long ago Unknown
SANTANDER = ROTHSCHILDS

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111 Report Long ago Unknown
I dealth with the same issue. I called them and they said it was just a welcome call, and to verify all the info. And they said it was against the law to leave a message

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111 Report Long ago Unknown
They call whether there is a payment due or not.  Every.single.day.  And no one is there when I pick up.  From the day I financed my car they have been calling my cell phone every day.  No payments have been late.  Payments not due.  They just flippin' call!

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111 Report Long ago Unknown
These people from Drive Financial call if you are even 1 day late with your payment and it really gets ridiculous I have small children who sleep in the morning and they call first thing 8am.The last time they called the woman said" I have no idea why we are calling you, you have only had 1 payment late and it was by a day" Needless to say I ended the call. Have you ever looked at their website? Every time I go to make my monthly payments on my truck they need something new telling me my references are invalid or my work number I can't tell you how many time I have updated all of it,so I stopped doing it..

888-222-4227

111 Report Long ago Unknown
I DON'T APPRECIATE BEING CALLED AND NOTHING BE SAID! THAT'S RUDE  YOU CALL SOMEONE YOU NEED TO FREAKING TALK! OR DON'T CALL AT ALL. ALREADY MADE PAYMENT ARRANGEMENTS!

888-222-4227

111 Report Long ago Unknown
Automobile Financing

800-290-1065

40 Report Long ago Unknown
Never ever give someone information about your card - especially if you don't have proof of the debt from the collector.  If they refuse to send you proof through USPS mail you should refuse your payment information.  I would report the card lost and cancel it immediately.These guys are crooks and unethical cowards.

800-290-1065

40 Report Long ago Unknown
Received a call from this number advising that I had to make payment arrangements for a Check N Go loan.  I gave them information about my card, but is this a scam?

800-290-1065

40 Report Long ago Unknown
Stupid guy asking for someone I don't even talk 2 anymore.  I assume they didn't pay some kind of loan back.  Asking me questions about this person then threatening me/them in Spanish then hung up.    He didn't even have the nerve to tell me in English.  Stupid people.

800-290-1065

40 Report Long ago Unknown
I got a second call today from this crazy company.  Their website is pdlrecovery.com and they have a place to make a complaint as if they even read them.  I placed a complaint.  Today I go further and begin turning them into their Attorney General Office in their State, the Federal Trade Commission and any other authorities I deem necessary.  They portray themselves to have a number in my local city however they are in a completely other state and not even legal to be collecting in mine much less making the threats and allegations they make.  I am mailing a letter requesting any "VALID" documentation they may have concerning the so called case but will probably never see anything as it is a "SCAM!"

800-290-1065

40 Report Long ago Unknown
I got the very same message here at work, a message stating to call Ms Reynolds- this is my work place, and if I did owe them, they are jeopardizing my job.

800-290-1065

40 Report Long ago Unknown
This place called me at my work and it was an automated message saying that they had given ample time to take care of a debt and I should call them back at 800-290-1065 and ask for Ms. Reynolds. Reference #85386.  ITS A SCAM!

800-290-1065

40 Report Long ago Unknown
Well, now thet have recruited a lady in the 210 area code also! I saw a post that it was a CHECK-N-GO payday loan comp. I've never had that sort of loan, or any returns. I believe it's a SCAM!

800-290-1065

40 Report Long ago Unknown
This place called me and the caller ID showed as a local Dallas number 214-666-3833 and it was an automated message saying that they had given ample time to take care of a debt and I should call them immediately if I wish to make restitution at 1-800-290-1065.  ITS A SCAM! If you call that the 214 number back it is a debt collector called PDL Group.  There is a PDL Assistance that helps people get out of payday loan debt but this is not them.  If you don't say anything they place you on hold.  Idiots!

800-290-1065

40 Report Long ago Unknown
This is NOT a collections company for Check and Go.  Check and Go has been notified and pursuing legal action against them.

800-290-1065

40 Report Long ago Unknown
They may be but your the type of dumdass to fall for it . Stupid piece of s***

800-290-1065

40 Report Long ago Unknown
This is a collection company for Check n Go payday loans.

800-290-1065

40 Report Long ago Unknown
You should go along with the guy Notify proper authorities and set up a sting, this guy is so persistent he will fall for it.

800-290-1065

40 Report Long ago Unknown
The first phone call I received from this number was from a Mr. Tracy.  Off the bat he started threatening me with a judgement. That was 3 weeks ago.  He calls all the time saying that this is my last day to set up payment arrangements. He has called my employer saying he is verifying employment, and asks for the fax number so he can fax over the forms needed to start the judgement.  If he was smart at all, he would know that judgement papers have to go through the courts first. I am just gonna sit back and see how long this goes on. Little do they know that I have every phone call recorded.

800-290-1065

40 Report Long ago Unknown
Same thing here. I have received SEVERAL calls from this William Fields person saying I have a returned check etc and threatening legal action. I balance my checkbook, and I know when checks clear etc. I know I don't have any returned checks. THIS HAS GOT TO BE A SCAM. I just delete his messages.

800-290-1065

40 Report Long ago Unknown
I received a text message with the following: PLEASE NOTE this is not a soliciation. Contact Arthur Reid 1-800-290-1065 at your earliest convenience to discuss a returned item from your checking account.  Now don't they know they have just broken the privacy law. Who they don't even know who I am!  Have anyone else received this type of text message?

800-290-1065

40 Report Long ago Unknown
Also I wanted to clarify.  The letter they sent me said "7804 Fariview Rd, Suite 285"  If you check the link that I gave previously " http://pdlrecoveryservices.org/" you'll see that they are not consistant.  They state their address to be " 7801 ".  I'm sorry but I don't know of any legit business that can't get their address correct on letter head and/or Website.

800-290-1065

40 Report Long ago Unknown
Their "new website" is http://pdlrecoveryservices.org/ "  These people are such liars.  First of all they said I took out a loan with a certain last name.  First of all let me say that my name has never even been legally changed to this said last name.    2nd of all, the only payday loans that i have ever had was in 2007 under my legal name.  They're stating that this loan was received in 2012.  Well that is interesting, as I haven't had a checking account since 2007 lol .  I have been through this for 5 years now..various companies calling making threats, etc.  I do have to say though, they are smartening up now.  For so long the complaint was that they would never send anything in writing. Now today I got a letter with the amount owed lol  But as I said this is impossible as I haven't had a checking account in 6 years. The Person sending the letter is the same as the "under construction" website that I attached.  Elizabeth Childs.  The phone number on the letter is 888-365-7001 and fax number of  614-510-6317.  Address is PDL Recovery Services 7804 Fariview Rd. Suite 285, Charlotte NC 28226  Funny that when I street view this address it comes up for a UPS Store with a Caribou Coffee Business...Be careful and don't give these idiots any of your information!

800-290-1065

40 Report Long ago Unknown
This is a scam.  They called me too and i have no idea how they got my number.  I filled a complaint with FCC.  No legit collection company calls you and harrasss you.  You should close your bank account and go somewhere else. Stop these crooks from accessing your money.

800-290-1065

40 Report Long ago Unknown
Now I'm worried, cause I did get a check n go loan. I did give pdl my cc number and they have been taking money out!!!!

800-290-1065

40 Report Long ago Unknown
Called and left message stating that an item had been returned from my checking account attached to my name and social security number said his name was William Fields. Threatened to move on with court action. DO NOT CALL THEM BACK OR GIVE OUT ANY PERSONAL INFORMATION ABOUT YOU!

678-255-2632

60 Report Long ago Unknown
I got a text from them too, but mine said 100001@espree-view Urgent call ... yeah right.

678-255-2632

60 Report Long ago Unknown
I got the same txt msg and called it but seems a little off to me. If someone is asking for a credit card /debit number and there is no options to talk to an operator then something is not right. not to mention i don't even have a first savings account

678-255-2632

60 Report Long ago Unknown
Just got a text message from First Savings.  Said First Savings Alert Call 678-255-2632.  After reading all the other messages, it seems like this is truly a scam.  I scoured the internet and it seems that there is a First Savings throughout PA but the 678 area code is GA.  Not really going to investigate further especially if they request your debit card number.

678-255-2632

60 Report Long ago Unknown
Just got a text message to call First Savings Alert.  I'm figuring it's a scam but will check it out based on the information above.  So much for having my cell # on the do not call list.

678-255-2632

60 Report Long ago Unknown
There is a First Savings Bank in Bucks County. There is a branch near me. It is a good institution that would have nothing to do with this scam -- yes, I just got the text, too. Area code in this part of Pennsylvania is 215 or 610.

678-255-2632

60 Report Long ago Unknown
Got a similar text.  I DID call ther number thinking it might be evidence of someone trying to open an account in my name.  The robo "receptionist" indicated that it was a card verification or activation call and requested that I enter my 16 digit credit or debit card number.  Unless First Savings has taken over a company that I already have a card with, this could be a scam text issued in hope that I'll enter an existing card number issued by some other bonafide card issuer so it can capture the data,  That's total speculation on my part and I enetered nothing. I also sent a text reply advising teh sender that my number is registered with the Fed do-not-call registry and that this means, do not text either.  I Googled Firts Savings Online and found a website that APPEARS to be that of a legitimate business operating in Bucks County, PA.  I intend to call the contact info on the site in an effort to ensure that nobody has applied for a card in my name.  I will NOT provide SS info but will probably have to disclose my cell number in order for them to answer my inquiry.  I don't feel comfortable just ignoring the text altogether.  I will also insist that theyu not contact me again in future.

678-255-2632

60 Report Long ago Unknown
i got a text from them this morning as well. i did call it fir s**** and giggles. asked for my debit card number and account info. definately a scam. i just want to know how they got my cell number

678-255-2632

60 Report Long ago Unknown
just received the Same TEXT on my BB.  I am ignoring it.

678-255-2632

60 Report Long ago Unknown
just received the Same Test on my BB.  I am ignoring it.

678-255-2632

60 Report Long ago Unknown
Got a text from "firstsavingsonline.com" with this number to call back.  Not sure what to make of it yet but I'm not calling it because I don't have any accounts with a firstsavingsonline.  Smells like a scam to me.

678-255-2632

60 Report Long ago Unknown
Got a text...THIS HAS GOT TO BE A SCAM!  I don't have an account with a "First Savings" but they wanted me to put my debit card number in right away when I called.  Fishy!

678-255-2632

60 Report Long ago Unknown
got a text

678-255-2632

60 Report Long ago Unknown
got the the same thing, an asked for my #######   text them back  my ## is f---k y--  sorry had to  scammin a-wholes

678-255-2632

60 Report Long ago Unknown
Got a text from "beneficial savings bank" saying "ALERT. Don't have an account with Beneficial so I did not call the number. Based on the other 'replies' it seems this is a scam.

678-255-2632

60 Report Long ago Unknown
Just got a txt from this number stating it was from beneficial bank... scam!

678-255-2632

60 Report Long ago Unknown
i received same thing. .  after every third number was a space then a dash then a space then another 3 numbers.  i didnt call just deleted it

678-255-2632

60 Report Long ago Unknown
My son and I received the same text, on the same day, at the same time.  We didn't respond or call the number - DELETE!  I just have to add that I am so tired of getting these random, crazy, scam type phone calls or text messages.

678-255-2632

60 Report Long ago Unknown
Similar text sent to me claiming an issue with my Sprint PCS account.  The return number was listed as 1 678-2552-632 (i.e., with the dashes in the wrong place), so it was obvious that it was a scam.

678-255-2632

60 Report Long ago Unknown
The text said I had an issue with Western Union.What a scum or do I mean scam??????

678-255-2632

60 Report Long ago Unknown
I don't know, but I call a text with this number in it a few hours ago.

800-290-1065

40 Report Long ago Unknown
Never ever give someone information about your card - especially if you don't have proof of the debt from the collector.  If they refuse to send you proof through USPS mail you should refuse your payment information.  I would report the card lost and cancel it immediately.These guys are crooks and unethical cowards.

800-290-1065

40 Report Long ago Unknown
Received a call from this number advising that I had to make payment arrangements for a Check N Go loan.  I gave them information about my card, but is this a scam?

800-290-1065

40 Report Long ago Unknown
Stupid guy asking for someone I don't even talk 2 anymore.  I assume they didn't pay some kind of loan back.  Asking me questions about this person then threatening me/them in Spanish then hung up.    He didn't even have the nerve to tell me in English.  Stupid people.

800-290-1065

40 Report Long ago Unknown
I got a second call today from this crazy company.  Their website is pdlrecovery.com and they have a place to make a complaint as if they even read them.  I placed a complaint.  Today I go further and begin turning them into their Attorney General Office in their State, the Federal Trade Commission and any other authorities I deem necessary.  They portray themselves to have a number in my local city however they are in a completely other state and not even legal to be collecting in mine much less making the threats and allegations they make.  I am mailing a letter requesting any "VALID" documentation they may have concerning the so called case but will probably never see anything as it is a "SCAM!"

800-290-1065

40 Report Long ago Unknown
I got the very same message here at work, a message stating to call Ms Reynolds- this is my work place, and if I did owe them, they are jeopardizing my job.

800-290-1065

40 Report Long ago Unknown
This place called me at my work and it was an automated message saying that they had given ample time to take care of a debt and I should call them back at 800-290-1065 and ask for Ms. Reynolds. Reference #85386.  ITS A SCAM!

800-290-1065

40 Report Long ago Unknown
Well, now thet have recruited a lady in the 210 area code also! I saw a post that it was a CHECK-N-GO payday loan comp. I've never had that sort of loan, or any returns. I believe it's a SCAM!

800-290-1065

40 Report Long ago Unknown
This place called me and the caller ID showed as a local Dallas number 214-666-3833 and it was an automated message saying that they had given ample time to take care of a debt and I should call them immediately if I wish to make restitution at 1-800-290-1065.  ITS A SCAM! If you call that the 214 number back it is a debt collector called PDL Group.  There is a PDL Assistance that helps people get out of payday loan debt but this is not them.  If you don't say anything they place you on hold.  Idiots!

800-290-1065

40 Report Long ago Unknown
This is NOT a collections company for Check and Go.  Check and Go has been notified and pursuing legal action against them.

800-290-1065

40 Report Long ago Unknown
They may be but your the type of dumdass to fall for it . Stupid piece of s***

800-290-1065

40 Report Long ago Unknown
This is a collection company for Check n Go payday loans.

800-290-1065

40 Report Long ago Unknown
You should go along with the guy Notify proper authorities and set up a sting, this guy is so persistent he will fall for it.

800-290-1065

40 Report Long ago Unknown
The first phone call I received from this number was from a Mr. Tracy.  Off the bat he started threatening me with a judgement. That was 3 weeks ago.  He calls all the time saying that this is my last day to set up payment arrangements. He has called my employer saying he is verifying employment, and asks for the fax number so he can fax over the forms needed to start the judgement.  If he was smart at all, he would know that judgement papers have to go through the courts first. I am just gonna sit back and see how long this goes on. Little do they know that I have every phone call recorded.

800-290-1065

40 Report Long ago Unknown
Same thing here. I have received SEVERAL calls from this William Fields person saying I have a returned check etc and threatening legal action. I balance my checkbook, and I know when checks clear etc. I know I don't have any returned checks. THIS HAS GOT TO BE A SCAM. I just delete his messages.

800-290-1065

40 Report Long ago Unknown
I received a text message with the following: PLEASE NOTE this is not a soliciation. Contact Arthur Reid 1-800-290-1065 at your earliest convenience to discuss a returned item from your checking account.  Now don't they know they have just broken the privacy law. Who they don't even know who I am!  Have anyone else received this type of text message?

800-290-1065

40 Report Long ago Unknown
Also I wanted to clarify.  The letter they sent me said "7804 Fariview Rd, Suite 285"  If you check the link that I gave previously " http://pdlrecoveryservices.org/" you'll see that they are not consistant.  They state their address to be " 7801 ".  I'm sorry but I don't know of any legit business that can't get their address correct on letter head and/or Website.

800-290-1065

40 Report Long ago Unknown
Their "new website" is http://pdlrecoveryservices.org/ "  These people are such liars.  First of all they said I took out a loan with a certain last name.  First of all let me say that my name has never even been legally changed to this said last name.    2nd of all, the only payday loans that i have ever had was in 2007 under my legal name.  They're stating that this loan was received in 2012.  Well that is interesting, as I haven't had a checking account since 2007 lol .  I have been through this for 5 years now..various companies calling making threats, etc.  I do have to say though, they are smartening up now.  For so long the complaint was that they would never send anything in writing. Now today I got a letter with the amount owed lol  But as I said this is impossible as I haven't had a checking account in 6 years. The Person sending the letter is the same as the "under construction" website that I attached.  Elizabeth Childs.  The phone number on the letter is 888-365-7001 and fax number of  614-510-6317.  Address is PDL Recovery Services 7804 Fariview Rd. Suite 285, Charlotte NC 28226  Funny that when I street view this address it comes up for a UPS Store with a Caribou Coffee Business...Be careful and don't give these idiots any of your information!

800-290-1065

40 Report Long ago Unknown
This is a scam.  They called me too and i have no idea how they got my number.  I filled a complaint with FCC.  No legit collection company calls you and harrasss you.  You should close your bank account and go somewhere else. Stop these crooks from accessing your money.

800-290-1065

40 Report Long ago Unknown
Now I'm worried, cause I did get a check n go loan. I did give pdl my cc number and they have been taking money out!!!!

800-290-1065

40 Report Long ago Unknown
Called and left message stating that an item had been returned from my checking account attached to my name and social security number said his name was William Fields. Threatened to move on with court action. DO NOT CALL THEM BACK OR GIVE OUT ANY PERSONAL INFORMATION ABOUT YOU!

562-361-9048

20 Report Long ago Unknown
I keep getting calls from the same umber.  At least 4 or 5 a day but I don't answer because I don't know who it is.  I also wish it would stop.  They call on my cell phone number!!!!!

562-361-9048

20 Report Long ago Unknown
These Jokers called me at my work and identified themselves as credit services.  They new my place of employement, phone number, full name and the last 4 of my debit card.  They wanted to tell me how I could save 10% on my next purchase. I hung up on them and called my bank to report it.  The funny thing was, my bank didn't even have my work number!   My bank cancelled the card immediately and issued a new one.

562-361-9048

20 Report Long ago Unknown
I receive this call, answer, hear folks talking, but they do not respond to my hello, then they hang up. I may get this call 4 and 5 times daily. I have to answer as this is a work phone.

562-361-9048

20 Report Long ago Unknown
This same company has called me many times. When they said they had the last 4 digits of my C card, I was really mad. They called me with my personal information. I told them to not call me and take me off there list she just kept talking she just kept saying I needed to listen to what she needed to say. I got really mad and hung up. Then 30 seconds later I get a call from a block# from a guy calling me every name in the book.This company needs to be stopped.

562-361-9048

20 Report Long ago Unknown
I got a call too from this 15623619048 number(7x) he said I have a gas card reward worth $ 135.00 from my visa card and he told me the last four digit number of my card . I asked him where he got  my card number he said from the company where they affiliated with . I ask what company . He didn't say anything just asked me if I want it and he will process it right away, I said no , I'm not interested , don't call me again and hang up on him .

562-361-9048

20 Report Long ago Unknown
i don't even have a visa credit card and the guy keeps calling me...

562-361-9048

20 Report Long ago Unknown
Just called it is 8:48 p.m.  (562) 361-9048related to sales????? Creepy

562-361-9048

20 Report Long ago Unknown
Yes I just got one myself and when I went to answer they hung up.  I think if they call again I will do as everyonoe suggests and not answer it.

562-361-9048

20 Report Long ago Unknown
Just got a call from this number to. I dont pick up wont I dont know.I googled the 562-361-9048 number and found you all have ben called by this number as well.The Dude

562-361-9048

20 Report Long ago Unknown
since number is one I don't recognize, I won't answer.

562-361-9048

20 Report Long ago Unknown
I do get calls from this number when I pick up they will disconnect it.  Is there any way I could stop this annoying calls.Thanks

562-361-9048

20 Report Long ago Unknown
I am getting calls from this number as well. I don't answer it either.. But happens a few days a week..

562-361-9048

20 Report Long ago Unknown
I am getting calls from this line, since I do not recognize, I am not answering.

562-361-9048

20 Report Long ago Unknown
I just got a call from 562-361-9048 at 1:27pm in Ohio.  The guy indentified himself from VISTA... and told me the last 4 digits of my VISA, this is also my debit card.  I called my bank and they hadn't heard of VISTA and haven't had any other reports my customers yet...  they suggested I keep a watchful look on my account and if I wanted to they would cancel my card and issue a new one.

562-361-9048

20 Report Long ago Unknown
This company also uses another number...413-322-3060.  They wanted to send me a package of junk as well and all I had to do was "ok" a shipping charge of $1.95 on my credit card.  They told me the last 4 digits and it was correct.  Here's the thing...they said they were from my credit card company--the credit card I have is actually my VISA debit card.  My bank wouldn't call me--especially on my unlisted cell number.  I called my bank and cancelled the card.  I'm having a new one issued.

562-361-9048

20 Report Long ago Unknown
This company also uses another number...413-322-3060.  They wanted to send me a package of junk as well and all I had to do was "ok" a shipping charge of $1.95 on my credit card.  They told me the last 4 digits and it was correct.  Here's the thing...they said they were from my credit card company--the credit card I have is actually my VISA debit card.  They would never call me--especially on my unlisted cell number.  I called my bank and cancelled the card.  I'm having a new one issued.

562-361-9048

20 Report Long ago Unknown
I got the same call. They wanted to send me the same package. I told them no. They keep calling all different times of the day. The last time they called was tonight at 8:45PM. I wish they would stop calling.

562-361-9048

20 Report Long ago Unknown
Received a call this evening purportedly as a preferred customer of my credit card company and she announced the last 4 digits of my card number.  She wanted to mail me a package of junk, which of course had a time sensitive timeline to cancel.  I "convinced" her not to send me anything.  The assumption they want you to make is that the call is with the blessing of your credit card company, but they don't actually say that.  This is without a doubt bogus. By the way, who is getting this message and to whom will this be reported?  Thanks.

562-361-9048

20 Report Long ago Unknown
Comin straight otta Compton

562-361-9048

20 Report Long ago Unknown
Caller ID says, "Compton".  Area code is Long Beach, CA

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